Mobile Phone Check Verification Breaks Barriers

New chexmessagingSM service works through text messaging function on any mobile phones without software or equipment to verify funds and check writer history

Oxnard, CA(PRWEB) August 30, 2004 -- JUSTCHEX, LLC, ("JU$TCHEX") the technology leader in online check processing, today announced that it now provides wireless access (http://chexmessaging.com) to funds verification services delivered through the text messaging functions found on most common mobile phones. This patent pending business solution is being offered nationally.

When the chexmessagingSM system receives a message from a registered mobile phone number, it queries combined databases that include up to 200 million check writer accounts and returns verification in seconds to their phone screen. This real-time search checks the status of personal, business or payroll checks.

The results include YES" for an open, funded account; or NO" with a reason code for a closed account, repeat offender or a negative balance account. Functionality also includes a velocity control which limits the number of checks a client will accept from the same checking account within a client-defined period of time. Details of all responses are instantly added to the verifications report on the clients web site as a record and cross reference.

chexmessagingSM is available to clients of JU$TCHEX, as well as the clients of any other check recovery or collections company. Clients that are not interested in changing their existing provider or collections process are not required to do so to enjoy the front-end loss prevention that chexmessagingSM offers.

The company plans to add a check guarantee service utilizing chexmessagingSM in the fourth quarter of this year.

About JU$TCHEX

JU$TCHEX is an IBM business partner that provides mobile and fixed loss prevention, electronic recovery and collections. JU$TCHEX provides service to thousands of client locations. Service models and functionality are available to meet the needs of small, franchise, mid-market and enterprise clients. JU$TCHEX has positioned itself as a leader by listening carefully, thinking ahead, and moving with purpose to provide clients with access to the best solutions. JU$TCHEX, and chexmessagingSM are registered service marks of JUSTCHEX, LLC.

For more information please visit http://justchex.net, or call JU$TCHEX at 805-604-4472.

Contact: pr@justchex.net

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