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Unicare Life & Health Insurance Company has High-Deductible Plans that are not HSAs The HSA account, which you must establish before you can enjoy tax advantaged treatment is a separate arrangement between you and a bank or other qualified institution. You must be an eligible individual under IRS regulations to receive the tax benefits of an HSA. I recommend consultation with a tax advisor. (PRWEB) August 29, 2004 -- UNICARE has designed these plans to meet government requirements for High-Deductible Health Plans to be used in conjunction with establishing eligibility for HSA tax benefits. Although UNICARE believes that these plans are qualified as High Deductible Health Plans, the Internal Revenue Service has not ruled on whether these plans are qualified as High-Deductible Health Plans.
Unicare uses a process called Utilization Management to help you receive coverage for appropriate treatment in the correct setting and helps you avoid both unexpected out-of-pocket costs and unnecessary procedures, but remember only your doctor can provide you with medical advice and care. The Utilization Management & the authorization program are not the practice of medicine or the provision of medical care to you. All the details will be included in your plan booklet.
For medical conditions that existed 12 months prior to the effective date of your coverage, there will be no coverage for such conditions for 12 months after the effective date of your coverage. This does not apply if you had prior "creditable coverage". Be sure when you get your plan to read it over carefully and make a final determination, this document lists, in more detail, all the benefits, conditions, limitations, and exclusions, and requirements of your plan.
Remember that Unicare always has other options to help you get the best care at the best rates available.
Call for any further information toll free 1-866-526-9669. While you are there ask about Health Insurance, Life Insurance, or Medicare Supplements.
Other Sites that are of interest of Jeff Cline: www.Unicare-health-insurance.com
Other Press Releases of interest from Unicare Premier agent Jeff CLine : www.prweb.com/releases/2004/8/prwebxml148387.php http://www.prweb.com/releases/2004/8/prweb147713.htm www.prweb.com/releases/2004/8/prweb147713.htm http://www.prweb.com/releases/2004/7/prweb142334.htm http://www.wcow.com/html/health_insurance.html www.prweb.com/releases/2004/8/prweb147713.htm www.prweb.com/releases/2004/8/prweb150436.htm
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