Announcing A Unique Parents Guide To Raising Financially Savvy and Independent Young Adults

Introducing a different approach for parents to coach their kids about money and its management. A new parents ebook guide incorporates money and personal finance topics into everyday activities to create fun family learning experiences. Written by a parent and educator, it addresses teaching the relative value of money to toddlers through how to manage credit card card debt and college loans to teenagers.

West Haven, CT (PRWEB) January 6, 2005 -- An alarming statistic from the U.S. Public Interest Research Group states that 40 percent of college students are graduating with unmanageable levels of student loan debt, and half of those have an average credit card debt of $3000." The Group attributes this debt issue to rising costs. But young adults frequently lack a solid financial education -- thats the real root of the problem.

The parents of these young adults need look no further than in their mirrors to find out who is responsible for this situation. Valerie Mills, former educator and now a corporate trainer and writer, is convinced that teenagers and young adults develop poor habits because no one has shown them how to manage money."

Her recently published ebook, Practical Ways To Develop Your Childs Financial Intelligence, is a parents guide to teaching money topics. It describes money activities geared to a childs developmental stage (toddler, young children, teenagers, and young adults). Parents and children participate in these activities together. They address common money issues and questions such as the following:

· Where does money come from?

· Whats wrong with a piggy bank?

· To give or not to give an allowance.

· Why a percent savings" sale represents NO savings at all.

· Who pays for college?

· Preventing teen credit card debt

Continual repetition of sound money habits establishes a solid foundation for future investing and money management. The payoff for parents is that their children become money-savvy, consumer-smart, and financially independent adults.

For additional information about this parents guide and sample chapters, link to http://www.booklocker.com/books/1822.html at booklocker.com.

About the books author:

Valerie Mills raised two children who are now adults, taught math in public school and college, instructed adults in computer applications, and trained as a financial advisor. She freelances as a sales copywriter/designer and also writes articles and books about finance, self-help, education, and health/fitness.

Contact Information:

Valerie Mills

134 Jones St

West Haven, CT

203.494.0401

Web Site: http://www.teachyourkidsaboutmoney.com

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