How to Prepare, Protect and Profit When the Housing Bubble Bursts

"How to Prepare, Protect and Profit--When the Housing Bubble Bursts" is a special report providing startling evidence that people with risky mortgages, no equity, big debt, and no savings may be at risk of losing their homes when a housing market correction becomes reality. Since a declining housing market affects many real estate owners, including first-time homebuyers, empty-nesters and speculators, Doug Fabian, financial adviser and Josh Lewis, home-buying coach and lending expert, help all real estate investors make crucial financial decisions.

Huntington Beach, CA (PRWEB) September 23, 2005 -- Robert Schiller, Alan Greenspan and Warren Buffet are all calling it a bubble. Economist magazine, called it "the biggest bubble in history," and multiple buyers are still bidding up home prices with absolute certainty that they will profit.

Doug Fabian, president of Fabian Wealth Strategies and Josh Lewis, FVP, Consumer Direct Division, Stearns Lending, Inc. have co-authored a special report, "How to Prepare, Protect and Profit--When the Housing Bubble Bursts." The report provides startling evidence that people with risky mortgages, no equity, big debt, and no savings may be at risk of losing their homes when a housing market correction becomes reality. Since a declining housing market affects many real estate owners, including first-time homebuyers, empty-nesters, and speculators, Fabian and Lewis help all real estate investors make crucial financial decisions in "How to Prepare, Protect and Profit--When the Housing Bubble Bursts."

"Sadly, many people will walk away from their homes with nothing but a black mark on their credit," says Fabian, who is also radio talk show host of "Making Money with Doug Fabian." "There is a universal belief that housing prices never go down, and history has proven that it's just not true. Prices can go down 30% over time after the housing bubble bursts. Our special report will help real estate owners prepare themselves--even profit, in the wake of the downturn."

*Fabian and Lewis say that the real estate market is different now and it's not a good thing because:

*More than 25% of all homes are now being purchased by non-owner occupants.

*Households allocate a greater percentage of income to housing than ever before.

*People are taking on massive mortgage debt.

*More houses are being purchased with no down payment. People are buying primarily because of the expectation of appreciation.

*Huge sums of money are being loaned to very marginally qualified borrowers.

*The majority of today's loans feature some combination of adjustable rate--interest only or negative amortization. This layered risk will result in a major increase in foreclosures.

*Foreclosures will bring total housing market down in value.

In "How to Prepare, Protect and Profit--When the Housing Bubble Bursts" real estate owners will find charts, graphs and tools on:

*Refinancing solutions

*Diversifying assets

*Risk management

*Cash management

*Developing additional income streams

To purchase "How to Prepare, Protect and Profit--When the Housing Bubble Bursts" visit www.dougfabian.com. - Price - $29.95.

About Doug Fabian

Doug Fabian, president of Fabian Wealth Strategies, editor of three investment advisory services: Successful Investing, Fabian's VIP, and High Monthly Income. His quarterly Lemon List features America's worst-performing mutual funds.

Fabian hosts Southern California's number one investment radio program, "Making Money with Doug Fabian, " broadcasting from 97.1 FM KLSX in Los Angeles and 970 -AM K-News in Las Vegas. He appears nationally on CNBC-TV, Fox News Channel, and on KTLA-TV in Los Angeles.

About Josh Lewis:

Josh Lewis is FVP, Consumer Direct Division, Stearns Lending, Inc. and an expert on the cyclical trends in real estate. Josh conducts frequent seminars and is also a regular guest on the nationally syndicated radio program "Making Money with Doug Fabian" and is the show's Mortgage Expert and "Homebuying Coach." Additionally, Josh is a respected member of Doug Fabian's Board of Advisors.

For a media review copy of this report, or an interview with Doug Fabian or Josh Lewis

Contact: Darlene March

1-800-391-1118, ext. 260

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