Investors are Looking for Alternatives to Short Term Loans as the Real Estate Investment Market Changes from Flipping to Renting

The housing market is changing and those who are looking for an investment that can create instant profit are turning to renting properties instead of flipping properties. The rental market is strong and there are many opportunities for good solid investments. It is true that home sales are declining and that there is more money to be made in the rental market. Sum Total Financial Management has the ideal program to give investors the financial edge they need to effectively compete in this changing market. Sum Total Financial Management is announcing a program for investors looking to purchase rental properties. This inspired new program uses IRS acceptable methods that allow for property ownership "outside" of an IRA while using funds from an IRA to help pay for it.

Chicago, IL (PRWeb) February 27, 2007 -- The real estate investment market is putting on a new face and investors are implementing a new strategy. The Wall Street Journal online quotes Jim Lumley, a broker in Amhurst, MA, who has written about real estate investing, as saying, "With home prices softening in many markets, some advisers are counseling clients to focus on multifamily and commercial properties. Homes and condos are not the place for a person who wants to make good, solid real-estate investments. Small apartment buildings and commercial properties are 'more stable' investments. You have got a number of people paying rent."

The new investment strategy is going to call for new financing options. It will no longer mean fast turnovers and short term home purchase loans. These investors will be looking for long term financing and will inevitably be looking for a creative option. Because these rental investments will require a large financial commitment, many investors will be looking for a partner to help carry the weight. Most investors are unaware that their IRA or 401K accounts can be their partner and help provide additional financial resources while allowing the property to owned outside of the IRA. With Sum Total Financial Management's program, the buyer can rent the property and use the rental income personally or, if the nature of the investment changes, the property can be converted to a second home or be occupied by a family member, without penalty or having to re-finance.

Terry Treudt, of Sum Total Financial Management, has been helping investors nationwide use retirement funds to legally and safely buy real estate, even before retirement. Sum Total Financial has done the research and can help navigate the legislative requirements and the IRA tax laws that can encumber many investors. Contact Sum Total Financial Management to learn more about this new program.

For additional information on this popular program, contact Terry Treudt with Sum Total Financial Management, Inc. or visit https://usirarealestate.com.

About Sum Total financial Management, Inc.:

Sum Total Financial Management, Inc. has been serving people across the country since 1990. Headquartered in the Chicago Metropolitan area, our client base is a broad one including large and small business enterprises as well as individuals interested in their financial well being.

Contact:

Terry R. Treudt

Sum Total Financial Management, Inc.

2631 Gingerwoods Parkway; Suite 101

Aurora, IL 60502

866-654-7200

https://usirarealestate.com

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