Tips On How to Control Employee Health Insurance Costs at 1st Supplemental Health Insurance Website

In recognition of the problem of rising employee health insurance costs (http://www.1st-supplemental-health-insurance.com) 1st Supplemental Health Insurance has posted tips on ways to increase benefit offerings without increasing the cost to business owners.

Barrington, Illinois -- November 10, 2003

In recognition of the problem of rising employee health insurance costs (http://www.1st-supplemental-health-insurance.com) 1st Supplemental Health Insurance has posted tips on ways to increase benefit offerings without increasing the cost to business owners.

Rising health insurance rates have forced employers to increase co-pays and deductibles to reign in the skyrocketing employer paid costs. The ripple effect is felt by employees who now must cover the higher out of pocket expenses. Many employers recognize the problem and are evaluating options to offer employee-paid programs which increase the benefits offered by the employer but are paid for by the employee via payroll deduction. In many cases these programs can be implemented on a pre-tax basis and can actually save the employer tax money. 1st Supplemental Health Insurance has posted an informative page entitled How to Select a Voluntary Carrier".

A recent survey shows that employees worry more over soaring health costs than terrorism and employers have more cause for anger as premiums rise at the steepest rate in a decade. Health-care premiums rose 13.9 percent this year, driven by a jump in prescription drug costs, costly new medical technology and insurers' profit gains, a study by the nonprofit Kaiser Family Foundation found. That is the sharpest spike since 1990. Analysts predict more to come.

Chris Curie, the General Partner at 1st Supplemental Health Insurance said: "We are happy to provide a free resource to provide information and options regarding alternatives for employee programs. Our free report Seven Deadly Sins of Voluntary Enrollments" is one of our more popular offerings.

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Contact:

Chris Curie - General Partner

1st Supplemental Health Insurance

PO 121

Barrington, IL 60010

Phone: 847-381-9270

Fax 630-214-3709