CheckAGAIN Appoints New Chief Financial Officer to Management Team

FOR IMMEDIATE RELEASE:
January 4,2000

CheckAGAIN Appoints New Chief Financial Officer to Management Team

Herndon, VA - CheckAGAIN, a leading provider of electronic payment solutions, today announced the appointment of Scott Taylor, CPA, as Chief Financial Officer.

Taylor was previously the Vice President of Finance and Treasurer at American Psych Systems, Inc., a managed care company that grew from $10 million to over $75 million in annualized revenues in less than three years. Taylor was also the Regional Finance Director at Merit Behavioral Care, a publicly owned managed care company that grew rapidly from $30 million to approximately $500 million in annual revenues during Taylors seven-year tenure.

Taylor has extensive experience in acquisitions, divestures, venture and commercial financing, stock transactions, stockholder relations and litigation support.

"Scott Taylor brings a solid track record of financial success that will be essential to advance CheckAGAINs operations to new levels," says Tim Robinson, CheckAGAIN's president and founder. "His knowledge and experience will be a powerful asset as we continue to expand in the year 2000."

About CheckAGAIN

CheckAGAIN (www.checkagain.com) was founded in 1998 by Tim Robinson, a veteran of the credit card processing and check authorization industries. CheckAGAIN is a privately held company with headquarters in the heart of the Northern Virginia high-tech corridor in Herndon, Virginia.

CheckAGAIN's mission is to use innovative technologies to simplify the recovery process on returned checks for both merchants and customers. The CheckAGAIN system is helping merchants nationwide recover more of the funds lost to checkreturns, while lowering the fees and costs involved. CheckAGAIN is also assisting customers by significantly reducing the hassle involved in clearing upmisunderstandings due to check bounces.

# # # #