HOMEOWNERS REDUCE MORTGAGE TERM AND SAVE HUNDREDS OF THOUSANDS WITH FREE, ACCELERATED MORTGAGE PAYMENT SYSTEM

Innovative program cuts ten years off mortgage term and saves homeowners over $100,000.

Winston-Salem, NC -- As some of you may know, a bi-weekly payment
structure can save homeowners thousands on their mortgages, but
lenders charge hundreds or even thousands of dollars to put your
payments on this kind of schedule.

The Mortgage Manager, however, allows homeowners to get all the
savings of a bi-weekly payment structure with zero fees, no
closing costs, and no changes to their current loan.

"Mortgage Manager works with your current mortgage, so there's no
refinancing, no closing costs or fees, and no credit reports,"
says Ann Tucker, distributor for Mortgage Manager.

The Mortgage Manager works by restructuring your monthly payments
into bi-weekly disbursements. "Each payment is equal to half of
your normal monthly amount, so your payment doesn't go up," says
Tucker.

With Mortgage Manager, homeowners can pay off their 30-year loan
in under 21 years, save tens of thousands in interest, and
eliminate 112 monthly payments. Plus, participants earn equity
300% faster than those who make monthly payments, and can save
hundreds of dollars in interest each and every month. The total
savings adds up to hundreds of thousands of dollars.

With the US economy slowing down, mortgage rates have been
falling. Homeowners can save thousands of dollars by refinancing
their current loans, and buyers can save by locking in at some of
the lowest rates in several years.

Still, however, under the circumstances of a traditional 30-year
mortgage, homeowners can make payments for 24 years and still owe
half of their original loan. If that doesn't make you nervous,
think about the fact that many homeowners end up paying as much
as three times their original loan amount over those 30 years.

"Since we provide the entire service for free, people have
nothing to lose and literally hundreds of thousands of dollars to
gain," says Tucker.

Mortgage Manager is available as a Windows95 software program, or
in printed form for those without PC access. To order, send
$2.00 S&H for 3.5" disk, or $4.00 S&H for the printed materials
to: INFO-- A.R. Tucker, 616 Hartman St., Winston-Salem NC 27127.
For more information, call 336-771-6385 or email
mortgagesavers@email.com.