Unicard Offers 40% Commissions

Unicard Offers 40% Commissions on all sales of travel insurance policies through December 31, 2001

KANSAS CITY, December 12, 2001-Unicard Inc., the leading supplier of travel insurance in the world, today announced a special limited promotion providing 40% commissions to travel agencies for the sale of all Unicard policies (when bookings are entered through the www.unicard.com website by agents or consumers) effective immediately through December 31, 2001. With access to Unicards electronic travel insurance, in just minutes travel agents can select the best travel insurance plan for their customers, book it, and receive an immediate online confirmation.

Unicard travel protection features a combination of insurance benefits and travel assistance designed to protect travelers and their investment in the event of an emergency. Plans include coverage for Trip Cancellation, Emergency Medical/Dental, Medical Evacuation, Accidental Death and Dismemberment, and Baggage Loss/Delay, plus Auto Rental Coverage, Flight Insurance, and 24 hour Travel Assistance Services. Unicard also offers unique traveler services such as 24/7 global access to the consumers Emergency Medical Profile, enabling Unicard to put physicians in touch with the consumers vital medical information anytime, anywhere.

In todays highly competitive world of travel sales, it is increasingly important to maximize profits on every sale" said Laura Owen, President of Unicard Inc. We are excited about giving agencies this bonus commission rate at a time when travel agencies are struggling." According to TRAMS, the highest commission yield of all travel agency sales is travel insurance.

Unicard is underwritten by American National Insurance Co., an A+" rated insurance company.

In addition to policies for single trips, Unicard offers a unique Annual Plan" which provides frequent travelers with comprehensive travel insurance protection for an unlimited number of trips for one year (maximum 31 days per trip). Travel protection from Unicard features a combination of insurance benefits and travel assistance designed to protect travelers and their investment in the event of an emergency.

Agencies interested in signing up with Unicard (there is no cost to register) can do so at www.unicard.com or they can call 800.291.5051

About Unicard Inc.

Unicard Inc. (www.unicard.com) is the leading travel protection plan in the world, providing business and leisure travelers with information, services and travel protection plans critical to their peace of mind. Unicard Inc. is dedicated to providing travelers with superior travel protection benefits and customer service, and delivery of innovative technology for the travel industry. In addition to traditional booking methods, the companys proprietary electronic booking system provides the travel industry and consumers with immediate online Confirmations. Unicard Inc. is headquartered in Overland Park, Kansas. For more information about Unicard Inc., visit www.unicard.com or call 800-291-5051.

CONTACT: Cynthia Akerberg, Unicard Inc., 913-469-6632, cakerberg@unicard.com

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