Resolve to Get the Coverage You Need

Homesite Offers Insurance Advice to Homeowners

Boston, MA, December 20, 2001 -- The New Year can bring both personal and professional change. And while many of us make New Years resolutions that disappear about the same time the snow disappears from our front yards, its important to keep some promises; especially if those promises concern the safety and security of your property and family.

To help homeowners keep their promises, Homesite Insurance, a specialized insurer of homes, recommends a thorough review of your home insurance policy. "A rigorous review is crucial," says Manuel Rios, Homesite's Vice President of Underwriting, "because individuals often find themselves with less coverage than they think they have."

For example:

·Your existing homeowners coverage may not be sufficient if changes, such as adding a deck or a swimming pool, have been made to your property Additionally construction and labor costs are increasing at an alarming rate. Your home may not be properly insured to reflect the latest increases in construction and labor.

·If you've acquired a pet in the past year, it's a good idea to obtain extra personal liability protection to protect your assets in the event your dog bites someone and you are sued for damages. Remember: even the friendliest of pooches can bite.

·If you own a vacation or rental home, don't assume it's automatically covered by your homeowners coverage. Many insurers require the purchase of a special homeowners policy to protect secondary homes and its contents.

However, only a rigorous review of your homeowners coverage can clear up misconceptions or put your fears of being underinsured to rest.

Homesite Insurance is dedicated to providing U.S. consumers with affordable homeowners insurance coverage and superior customer service. More information on Homesite products and services is available online at www.homesite.com. For a free, no obligation home insurance quote and assistance with evaluating your home insurance policy, call and speak with a Homesite insurance specialist at 1-800-466-3748.