ODM Hits Call Center Industry by Storm with Cost-saving CreditFlow Technology

ODMinc.com's CreditFlow is a web-based application that can help businesses reduce the cost of credit and bank card processing as well as increase security, accountability and accessibility. CreditFlow is ideal for businesses with call centers like utility companies, subscription-based businesses or telemarketing operations. The "virtual processing terminal" does not require software or installation and can be deployed into an existing framework. Each virtual terminal can be deployed on an individual basis and configured with specific user rights.

New York, New York, January 17, 2002-- Online Development & Marketing, Inc. (ODMinc.com") announced the release of CreditFlow, a web-application designed for real-time, high-volume credit and bank card processing.

CreditFlow enables both call center businesses and non-call center businesses to deploy a virtual" processing terminal interface on an individual basis. CreditFlow users can access the application from any desktop computer with an Internet connection and begin processing transactions without installing new software or hardware. What truly makes CreditFlow stand out is its remarkable tracking capabilities. CreditFlow can track users by department, role, activity, location, user, supervisor, and administrator, using different levels of access and reporting.

We wanted to help businesses that depend on electronic payments expand their processing capacity, reduce and pinpoint processing errors and increase payment options for their customers without spending a fortune," said EVP and Co-Founder, Marco Chelo.

CreditFlow was developed using Microsoft Site Server Commerce edition, which features built in security features, MS SQL 2000 and XML. The use of these technologies makes CreditFlow secure, flexible, extensible and easy to install. CreditFlow easily integrates into an existing credit card processing system for a fluid, hassle-free installation, which is why it was selected as the processing solution for Teco Energy, Inc. of Florida (NYSE: TE). ODM plans to enhance the application with a presentment component that will allow businesses to deliver bills, statements and other account specific documents online.

CreditFlow is making credit and bankcard processing simple, hassle-free and most importantly affordable. The application is available as both a hosted application or as a turnkey solution. A demo of the product can be viewed at www.creditflowdemo.com.

About Online Development & Marketing, Inc.
Headquartered in New York City, ODMinc.com is an Internet development and consulting firm that produces strategic web applications and business solutions. Businesses around the world depend on ODMinc.com for mission critical applications that are outfitted for specific business requirements. ODMinc.com also supplies businesses with a multitude of component software that can be integrated into existing frameworks. ODMinc.coms current portfolio of applications includes transactional e-commerce systems, document management systems, direct online marketing modules, XML-translations engines and comprehensive business suites for the travel and leisure industry. Additional information about the Company can be viewed at www.odminc.com.