10 -- 11% RETURNS FOR U.S. TREASURY PROGRAM: Unique History of Double-Digit Returns With U.S. Treasuries

Unqiue strategy generates avg. annual returns of 10 - 11% using purely US Treasury Securities. Since inception 4/1/1994.

VIENNA, VA April 22, 2002 -- An 11% five-year average annual return with U.S. Treasuries is almost unheard of... almost. The Lara Group reported an 11.14% five-year average annual return and 10.22% three-year average annual return* for its U.S. Treasury Bond Management Program, 11.74% since inception*. This performance is unique in that it was generated using purely U.S. Treasury Securities, providing investors with both lower risk and respectable growth.

The U.S. Treasury Bond Management Program is primarily used by tax-exempt entities such as pensions and profit sharing plans, IRAs, foundations, and non-profit organizations. For many of our investors the program helped offset losses in their equities portfolio and provided greater balance in their allocation," says E. Ronald Lara, CFP, portfolio manager for The Lara Group. Our clients recognized the value of this Program and for years have enjoyed greater peace of mind."

Until recently, the Program was used by investors of parent company, Lara, Shull & May, Ltd. However, the history of strong returns and disciplined management strategy has been attracting the attention of individuals and consultants throughout the United States.

Expert knowledge of the U.S. Treasury market, combined with stringent and proven buy-sell disciplines, are key attributes to the success of asset management strategy.

The Lara Group is ranked in the top 1% of All Fixed Income Managers by Nelsons Worlds Best Money Managers, Pensions & Investments, and Money Manager Review's Global Fixed Income Managers, ranked by 5-Year Annual Return, as of 12/31/01.

*Net of fees, as of 3/31/02. Inception date of 4/1/1994

ABOUT THE LARA GROUP'
The Lara Group is an independent investment management firm specializing in U.S. Treasury Securities. Founded in 1994, the U.S. Treasury Bond Management Program has average annual return objectives of 8% - 10% over a market cycle. The Lara Group offers professional investment management services for institutional and high net-worth investors. The firm is a woman-minority held asset management organization. To receive a complete list and description of The Lara Group, Ltd.'s composites and/or AIMR-PPS presentation, please visit www.Lara-Group.com or call 703-827-2300. Note: This is not a solicitation to buy or sell securities. Past performance is no guarantee of future results.    

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