MOVIE GALLERY SELECTS CHECKAGAIN FOR COMPREHENSIVE CHECK MANAGEMENT SERVICES

CheckAGAINSM, a prominent check management services leader, announced that Movie Gallery (Nasdaq: MOVI), the nations third largest video specialty retailer, has chosen it to provide comprehensive check management services to its stores nationwide.

MOVIE GALLERY SELECTS CHECKAGAIN FOR COMPREHENSIVE CHECK MANAGEMENT SERVICES
Successful Pilot Program Results in National Roll-out

HERNDON, Va. -- January 22, 2003 -- CheckAGAINSM, a prominent check management services leader, announced that Movie Gallery (Nasdaq: MOVI), the nations third largest video specialty retailer, has chosen it to provide comprehensive check management services to its stores nationwide. CheckAGAINs services have helped the retailer increase check recovery rates and reduce bank processing fees in an initial pilot program. As a result of a successful 110-store pilot program, Movie Gallery has started using CheckAGAINs check services in all of its stores in the United States.

Its a fact that CheckAGAIN helps retailers like Movie Gallery recover money faster," said Tim Robinson, president, CheckAGAIN. Weve been able to easily integrate our technology into Movie Gallerys infrastructure and, as a result, streamlined their check recovery process."

By the end January, all U.S. Movie Gallery locations will be using CheckAGAINs check management services, including:

• Electronic Check Re-Presentment (RCK) -- uses electronic recovery methods to re-present funds directly to the consumers bank account. This process means faster recovery, resulting in 20-30% higher recovery rates and reduced bank fees. CheckAGAINs unique service verifies available funds before the second re-presentment.

• Consolidated Returns -- enables multiple locations to consolidate returned checks into one bank, even if multiple depository banks are being used. This greatly reduces bank fees and accelerates information associated with returned checks.

• Web-enabled Reporting -- allows managers to view returned items, control how they are handled, access images and status of all returned items, and export data to a variety of accounting applications. Push-reporting enables automatic emailing of customized reports.

About Movie Gallery
Movie Gallery, based in Dothan, Alabama, owns and operates more than 1,750 video specialty stores in 43 states and 6 Canadian provinces. Movie Gallery (Nasdaq: MOVI) is the leading home video specialty retailer primarily focused on rural and secondary markets. For more information about Movie Gallery, visit their web site at www.moviegallery.com.

About CheckAGAIN
Established in 1998, CheckAGAIN uses innovative technology to simplify and improve the recovery process on returned checks for thousands of merchants nationwide. CheckAGAIN helps businesses increase their recovery on return checks while lowering associated transaction fees and assists consumers by significantly reducing inconveniences normally associated with resolving misunderstandings due to returned checks. For more information about CheckAGAIN, please visit www.checkagain.com or call (800)666-5222.