UK Retail Financial Services Industry Facing Two Core Challenges

Research and Markets have announced the addition of 'The Impact of Depolarisation: Future scenarios and strategic imperatives' report to their offering.

A blue-print for a radical restructuring of the financial services industry for those involved in the manufacture or distribution of packaged investment products.

The UK retail financial services industry is currently facing two core challenges:

issues of institutional solvency, product performance and ensuing product appeal caused by the enduring bear market in equities and historical approaches to product marketing issues of future distribution structures caused by the wholesale reformation of the UK regulatory regime.
Underpinning much of the current proposals for regulatory transformation lies the decision if the Financial Services Authority to abolish the polarisation regime for packaged product investments. For some 15 years, the industry has been moulded and constrained by the requirements of polarisation.

Many of the familiar fundamentals of industry strategy and practice
have emerged as a result of the current regulatory structure. Within the next two years, however, the regime will have been abandoned and financial services institutions must therefore prepare for a radical restructuring of their roles and aspirations within the industry.

This report deals with the releasing of the constraints of polarisation and the potential directions in which institutions - along with their partners and competitors - may move as a result. The report's key findings outline the obstacles and opportunity pathways which industry strategists must now evaluate and navigate towards future
competitive success. These findings deal with the emerging expression of the new regulatory approach, the strategic impact of the regulatory change for industry players, and the position of depolarisation within the wider transformation of industry regulation and competition.

For a complete index of this report click on http://www.researchandmarkets.com/reports/40102

About Research and Markets Ltd.
Research and Markets Ltd. are Europe's largest resource for market research. R&M distribute thousands of major research publications from the world's leading publishers, consultants and market analysts. R&M provide you with the latest forecasts on international and regional markets, key industries, the top companies, new products and the latest market trends.

For additional information on ResearchandMarkets.com, their range of reports or their value-added services,
visit their web site at http://www.researchandmarkets.com or mailto:press@researchandmarkets.com