Be Safe, Not Sorry This Christmas.

With the holidays upon us, the risk of personal tradegy and critical injury is high. The rates of deaths and accidents during the holiday season have sky-rocketed in the recent years and most people are not prepared for the aftermath.

(PRWEB) December 19, 2003 --Christmas may be the season to be jolly, but for many people the festive fun will end in tears. Whether it is the financial, family, or emotional aspects or the stressful nature of the holidays, for many families Christmas can be more jingle hells than jingle bells and few are prepared for the repercussions.                    
                
During the Christmas holidays, house fires are on average five times the daily average, nonfatal disabling injuries are estimated to climb to 27,700, more people will attempt suicide than at any other time, more families break up, the number of deaths involving Christmas trees fires is approximately 10, impaired driving is the largest single criminal cause of death and injury in Canada, and the risk of heart trouble sky-rockets.                        
                
Thunder Bay insurance adviser, John Ramage of Clarica is issuing the following public service announcement concerning the potential for holiday disasters and how to be prepared. "The number of tragedies during the holiday season increases dramatically year after year and the shocking phenomenon is that too many people are inadequately prepared for these kinds of situations. An overwhelming number of people have no insurance coverage or financial plan should a tragedy happen, and their devastated families are left with not only the emotional stress but also with an unmanageable financial burden."                
                
John is eager to point out that preparing for the future is not just an issue for older people. Indeed, young families and professionals are just as much at risk, if not more, as anyone else because they may have young children to think about. With all the celebrations that are coupled with an over indulgence in food, the consumption of alcoholic drinks and driving while under the influence, no one is invincible. In fact, it is estimated that 1 in 4 Canadians has some form of heart disease that can be triggered by holiday stress and exertion, whatever your age.            
                                    
Says John Ramage, "This is not simply a business issue because of my work, but in fact it is a devastating scenario that has affected even my own personal life. My goal is to use my expertise, both professionally and personally, as a warning to others. Considering that life and critical illness insurance are accessible for a few dollars per day, an amount that we all waste on nonessential items day after day, these kinds of situations should not be happening."                    
                
With the average cost of a funeral at an estimated $10-$12,000, and the rising health care costs for most major health needs and critical illnesses, ensuring that your family will be looked after in the event of a catastrophe should be on every one's Christmas wish list this year.
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A Case Study is available for interview to support this news story. This young woman lost her father to a heart attack on New Year's. He was only age 29, an athlete and a firefighter, and left behind two young children and his wife.

For further information please contact Stephanie Ash or Valerie Marasco of Firedog Public Relations & Marketing at 807-767-4443, by fax at 807-767-2916, or by email at Valerie@Firedogpr.com.

John Ramage
Thunder Bay, Ontario
807) 346-8880 x206
john.ramage@clarica.com

John has been happily married for 24 years to wife, Diana. They have two children, Jason and Jackie. John has been in the financial services market for 27 years. His greatest satisfaction is being able to provide well planned cost effective solutions to meet his clients needs both for today and for the future.