Identity Theft is a major problem in America. Its currently the #1 white collar crime in the U. S., with over 10 million cases expected this year.

Total losses from these crimes are expected to exceed $45 Billion. Think you're not at risk? Unfortunately, you are.

(PRWEB) January 2, 2004 --It's no secret: Identity Theft is a major problem in America. Its currently the #1 white collar crime in the U. S., with over 10 million cases expected this year. Total losses from these crimes are expected to exceed $45 Billion. Think you're not at risk? Unfortunately, you are:

Do you hand your credit card to servers at restaurants?
Do you sign your credit cards?
Do you supply personal information over the internet?
Do you keep your Social Security number in your wallet or purse?
Do you always give your Social Security number when asked for it?
Do you leave mail at your home or business for the postal carrier to collect?
Do you shred unwanted mail with personal information?

What if you discovered that your identity had been stolen? You need to do several things immediately:
.Call your bank and/or credit card company
.Contact the three major credit repositories
.Go through the helpful but extensive steps
recommended by the Federal Trade Commission in its 30-page consumer                                                                                                 support publication
.Fill out and submit the affidavit form supplied by
the FTC to dispute new, unauthorized accounts
.Spend on average $1,500 in out-of-pocket expenses
and an average of 175 hours in your efforts to
resolve the many problems caused by identity thieves

Instead of the time and expense above, you can choose instead to be protected with the Identity Theft Shield. Get REGULAR monitoring of your credit report and let the proven leaders in the identity restoration and legal services fields assist you. This Identity Shield is being provided by the two leading companies in the industry / The experienced leaders in the field on your side are:

-   Kroll Background America. With the Identity Theft Shield you're backed by experienced professionals from a division of the world's leading risk consulting company.

-   Pre-Paid Legal Services ® , Inc. With more than 30 years of providing legal rights protection to over 1.4 million families, PPLSI is a pioneer of the prepaid legal concept in North America.

What does the Identity Theft Shield Cover? You'll receive an up-to-date credit report at no additional charge with your membership! Experts recommend that you review your credit report regularly. The Identity Theft Shield makes it easy. A detailed analysis of your Personal Credit Score will be included with your first credit report. You can use this analysis to evaluate your current credit standing. Your credit files will be regularly monitored. Suspicious activity will be brought to your attention, providing you with early detection. You'll receive prompt notice if any new accounts are opened in your name...or if derogatory notations are added to your credit report. A professional thief can assume your identity in just a few hours, but it can take years for you to restore your credit standing.

Identity Restoration: If your identity is stolen, get more than just information about how to restore your name and credit rating. As an Identity Theft Shield member you can rest easy knowing experienced professionals are working for you! You'll have a toll-free number to report any potential discrepancy in your credit report. If the discrepancy is identity theft, a Fraud Restoration package will be rushed to you and our investigators will assist you every step of the way.

Restoration Reimbursement: Receive up to $25,000 reimbursement for many of the expenses you may face while working to clear your name:

- Legal defense fees and expenses
- Lost wages for time spent away from work
- Notarization and postage costs for affidavits or similar documents
- Application re-filing costs for loans that may have been denied as a result of your identity theft
- The average identity theft victim spends more than $1,500 in the quest to clear his or her name-and that doesn't include attorney fees, which could add thousands more in expenses.

Additional Information and Exclusions apply. For more information, please visit http://www.prepaidlegal.com/idt/shuskins .
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