Don't Wait Until It's Too Late-Inventory Your Home Today

Imagine for a moment that your house has just been victimized by theft, fire, flood,earthquake, or other catastrophe.Could you remember everything you own? Keep in mind that anything you can't remember will not be considered part of the claim. Where would you begin? Try it right now. Without being able to look, could you itemize every single posession in your home?

(PRWEB) March 17, 2004 --It certainly isn't a new idea to encourage homeowners to create an inventory of their belongings. Fewer than 20%of homeowners currently do, but those homeowners typically collect more when submitting a claim and in a timelier manner.Although most insurance agents recommend an inventory, most people operate under the assumption that "It won't happen to us." Unfortunately for many, it will happen to them and the value of a home inventory will be discovered when they begin to file their claims.

To perform your own home inventory, start by making a list of your posessions. Go room by room, remembering to include things like artwork, chandeliers and window coverings, etc. List a description, amount paid, make and model, add serial number if applicable. Attach available sales receipts.

Document to include clothing counted by category and book and music collections. Keep in mind any items in closets, drawers, storage units, and the garage. Some posessions such as jewelry, art, collectibles, and antiques may have increased in value. For a true assesment, have them appraised and find out if they need to be insured separately.

Take pictures of every room and also of important individual items, ensuring each photo is dated. Digital photos should be loaded onto a CD. Video footage is also extremely helpful.

Once your inventory is complete, keep it in a safe deposit box or other secure location away from your home. Remember to update it when you make a significant purchase. Information on smaller items can be added at regular intervals.

Having your home or small business inventory professionally done is a surprisingly affordabe and convenient option. Southern California Home Inventory is one of the few Southern California Businesses specializing in this service. As a professional, third party company, their process is designed to maximize and expedite insurance claims. Their full service program includes a complete written, video, and digital photographic record on CD of your home or business and its contents. The cost is only $350 for an average size home. They are licensed, fully-insured and bonded, and all information is kept completely confidential. Visit their website at www.recorditnow.com for a free estimate or to schedule an appointment.
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