Retirement Plan Service for Small Businesses Offers Guaranteed Plans with No Risk of Market Loss, No Fees, and Tremendous Tax Advantages

Share Article

Acting on innovations in the financial services industry and recent tax code changes, The Bibb Group in Jacksonville, Florida offers small businesses tremendous advantages with their retirement plans. The plans allow for investing in the stock market with no risk of loss and have no fees associated with most plans. Further, the plans will allow for a guaranteed retirement income and contribution limits could allow for as much as a $200,000 tax deduction annually.

Before allocating your next retirement plan contribution to a plan that is high in risk, high in fees, and low on disclosure about the true risks and costs, check with The Bibb Group. Whether you are self-employed, own a small business, or are already retired, The Bibb Group can show you how to protect your assets from market loss while still participating in the stock market, insulate your account from fees and charges, guarantee your retirement income, and deduct much more from your tax bill.

Those benefiting most from our services are small business owners looking for a plan that can reduce taxable income by as much as $200,000, has little or no fees and/or administration costs, is protected from creditor claims and lawsuits, is protected from market loss, and provides a guaranteed lifetime income in retirement.

Here’s a good example of how a SEP IRA invested in a guaranteed index annuity with no fees can protect you from untimely market downturns. One of the best examples of a prolonged bear market was the 1970’s; in the 1973-74 downturn stock prices fell more than 40%. The S&P 500 closed at an all time high towards the end of 1972 and it wasn’t until 1980 that these levels were retraced. So, if you bought at year-end in 1972, it would have taken about 7 years to break even using the traditional buy and hold technique. Utilizing a 90% participation index annuity with the annual reset method from 1972 to 1979 would have resulted in a return for those seven years of approximately 70%—even though the index had not yet returned to its former high. It’s hard to beat an investment that can only go up.

Brian J. Bibb is president of The Bibb Group and a well-known retirement specialist in the North Florida/South Georgia area. He is a specialist in advising small business owners and retirees. Brian has worked with hundreds of people and small businesses in the North Florida/South Georgia area and is also is the author of Retirement Investing and other educational booklets written for retirement investors.

# # #

Share article on social media or email:

View article via:

Pdf Print

Contact Author

Brian J. Bibb
Visit website