Nationally recognized credit expert reveals the 7 big mistakes made by people seeking debt relief. Obtain access to, and qualify for little-known government grant and loan programs while you renegotiate ALL your debts.

Bankruptcy attorneys, credit counseling agencies and credit repair companies do not lend money to their clients afterwards. Our national team of credit experts do. Your credit score is not important for obtaining an excellent rate, learn what is.

(PRWEB) May 19, 2004 -- Forward

Before you ever contemplate a credit counseling plan, debt consolidation, credit repair, or Chapter 7 bankruptcy please ask yourself the following question -- Is the purchase, refinance, or sale of a home somewhere in my horizon? If so, then any decision you make now will have a profound effect upon the financing terms for that mortgage. High interest on a credit card is one thing, but on a mortgage? Now that hurts!

Even if you dont own a home, the advice presented here will optimize your ability to negotiate with ALL your creditors (even secured debts) and still preserve your credit rating so you can buy, sell, or refinance real estate.

Up until now, the only relief from mortgage, or other secured debt was foreclosure and repossession followed by bankruptcy-a big loss for the bank but a bigger loss for you. Many people have unwittingly accepted bad advice from attorneys, because lawyers make decisions in the vacuum of the legal world. Once a bankruptcy is completed, you have the next ten years to be reminded of that decision. Banks know that foreclosure will ruin your credit for a decade. You had no means to escape with honor -until now.