Colliding with uninsured drivers could add over 19 million a year to premiums says insuresupermarket.com

Research from insuresupermarket.com, a price comparison website, shows that the cost to motorists of making a claim against an uninsured driver could add over 19 million a year to the motoring nations premiums. However, the research also shows that protecting your no claims bonus would only add between 6-17% to your premiums, thereby saving the nation a collective 7.4 million or more a year.

(PRWEB) August 15, 2004 -- Richard Mason, director, insuresupermarket.com comments: "Having an accident is a traumatic experience for anyone, but worse still if you collide with an uninsured driver. While there is very little you can do to prevent this scenario, you can take measures to ensure you dont end up bearing the brunt - the easiest being to protect your no claims bonus. This can increase premiums by as little as 6%, whereas the cost of making a claim on your own policy can add as much as 23% - so its a small price to pay for peace of mind. And of course, if youve made a claim, when it comes to renewal time, this can also limit the number of providers who will insure you so you might not get as competitive a deal."

COMMENTING ON DIRECT LINE:
Richard Mason, director, insuresupermarket.com comments: "While Direct Lines move to protect customers against uninsured drivers is a positive step, all they are really doing is offering free no claims bonus protection for 5% of accidents that might occur - for the other 95%, the no claims status will be still affected. And if Direct Line is not the cheapest provider for your particular circumstances, you would be better off shopping around for the best deal you can find then protecting your no claims bonus with that provider so you are then safeguarded against ALL accidents, regardless of who is at fault, and who is or isnt insured."

Richard Mason adds: "It will be interesting to see if Direct Line applies this policy across all of the other insurers it backs such as Tesco, Egg, Virgin, Privilege and Churchill, to name but a few."