International Student Insurance Urged as Health Care Costs Continue to Rise
As another school year begins, students from all over the world are studying abroad. No matter the country or culture, one thing every student faces are rising health care costs. Students looking to save a few dollars up front by opting for inadequate international student medical insurance may be setting themselves up for disastrous consequences later.
Quincy, MA (PRWEB) August 20, 2004 -- As another school year begins, students from all over the world are studying abroad. No matter the country or culture, one thing every student faces are rising health care costs. Students looking to save a few dollars up front by opting for inadequate international student medical insurance may be setting themselves up for disastrous consequences later.
In the United States alone, the estimated cost of a single emergency room visit, without follow up care, is now approximately $638. The U.S. State Department estimates that a single night in a U.S. hospital averages $1,000 per night; a week in a hospital can cost as much as a year's tuition at a public university. With costs so high, international students studying in the United States simply cannot afford to go without adequate medical insurance, yet some do, according to the U.S. State Department Education U.S.A. Web Site, August 17, 2004.
"Generally speaking, the United States has some of the highest healthcare costs in the world, owing to the fact that it has no national insurance coverage. International students studying in the United States are generally recommended to have $50,000 of coverage for every two months they spend in the country," said Ross Mason, director of InternationalStudentInsurance.com, a Boston and London-based insurance provider. "Some students and even some schools, unaware of the incredible costs of healthcare, underestimate and under budget the amount of insurance they'll need if they require medical services during their study abroad."
Mr. Mason urges students to investigate likely dangers and hazards before going abroad, such as what sports they play and whether the places they plan to travel and study are statistically more hazardous than others. "It's an unfortunate reality that not every university is located in an ideal, low-crime, low-hazard environment," remarked Mason. "While everyone wants to have a pleasant and enjoyable study abroad, it's vital that you prepare for eventualities. Nothing is more important to a pleasant study abroad than your good health."
Students interested in obtaining or upgrading their international travel medical insurance should apply online at:
http://www.InternationalStudentInsurance.com
In the United States, students can call 617-328-1565.
In the UK, call (020) 8941 5253.
Contact Ross Mason at International Student Insurance by email at rmason@InternationalStudentInsurance.com for more information. To apply for travel medical insurance with terrorism coverage, travelers should visit http://www.InternationalStudentInsurance.com as soon as possible.
InternationalStudentInsurance.com is a division of the Edvisors Network, a multi-national education services company offering students options for managing the entire education lifecycle, from getting into their college of choice to financing their education and beyond. The Edvisors Network is based in Quincy, Massachusetts, with offices in Quincy and London, England. Visit them on the web at http://www.InternationalStudentInsurance.com for more information.
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