The Credit Alternative Groups New Product Eases Consumers Navigation of Credit Report Issues

The Credit Alternative Group is excited to announce the launch of it's Value-Packed Credit Tool - CD Pack of Sample Letters to Rebuild and Restore Credit History & Score

Montclair, NJ (PRWEB) October 6, 2004 -- The Public Interest Research Groups (PIRG) June 2004 report titled Mistakes Do Happen: A Look at Errors in Consumer Credit Reports" revealed serious errors were once again found in consumer credit reports. The kind of errors, such as false delinquencies or accounts that do not belong to the consumer that could result in the denial of credit.

Morlino F. Morris, Co-Founder of The Credit Alternative Group, LLC a business and consumer financial services firm, based in Montclair, NJ, just finished reading another article about a consumer who requested a credit limit increase but was turned down by his bank as a result of some ugly surprises (actually errors) he discovered in his credit report. Morris said, its these types of articles and reports like PIRG that motivated us to develop this low cost and easy to use CD Pack of Sample Letters for individuals facing the challenge of rebuilding and restoring their credit history and score."
   
The Credit Alternative Group has been helping individuals and entrepreneurs for over a decade to rebuild their personal credit history. We now offer everyone with credit issues the same opportunity to rebuild their credit with our new CD. We made the CD a convenient tool for clearing up errors and problem accounts," said Morris. The CD contains over 40 sample letters to credit bureaus, creditors and collection agencies. Our letters are based on our vast experience of over 13 years in the credit management business of dealing with creditors, credit bureaus and collection agencies. Weve been a member of Creditors International, now a part of The Association of Credit and Collections Professionals (ACA) for over 10 years. Our membership, over the years, has assisted us in gaining the knowledge necessary to help our clients. Although the majority of collection agencies are honest and follow the law, there are some that we believe do not, and so we included a collection agency category," said Morris.

The CD also includes guidelines to follow and strategies to implement including a phone script to be used when negotiating with creditors," said Morris. The Credit Alternative Group presents credit management seminars to entrepreneurs and the feedback from these seminars suggest that some individuals hesitate dealing with creditors because they feel intimidated. Creditors really do want to work with you when you are having payment problems but the key is to call them to negotiate a special payment arrangement before you begin to make late payments. However, if you have already begun to make late payments, the phone script will be of tremendous help in this area also," said Morris.

The CD was officially launched October 1 and to celebrate the month long launch the company has discounted the price of the CD and shipping will be free. Plus, they are providing toll-free telephone support to customers who want to consult with a credit expert as they use the letters to rebuild and restore their credit history. Additionally, when you buy the CD online, you will be automatically entered into the prize drawings. The companys website contains details about these offers and prize drawings that are only valid until November 1, 2004. Go to: www.TheCreditAlternative.com

For your company brand on the CD or co-brand opportunities, general questions about the CD and bulk prices contact: Tiffany Coleman at Tiffany@TheCreditAlternative.com or toll-free at 866-616-8371 Ext. 4#.