Get Credit Smart with ACCCs FREE Holiday Budget Assessment Day Dont suffer a Holiday Hangover, Start the New Year Right

During the 2003 holiday season, average U.S. household expenditures for holiday gifts was $775.00 with nearly $100 billion spent on Visa cards alone! Moreover, online spending increased 26% with online retailers posting record sales $11.7 billion.

(PRWEB) November 4, 2004 -- During the 2003 holiday season, average U.S. household expenditures for holiday gifts was $775.00 with nearly $100 billion spent on Visa cards alone! Moreover, online spending increased 26% with online retailers posting record sales $11.7 billion.

To help consumers prepare for the 2004 Holiday season, American Consumer Credit Counseling (ACCC) today announced a Free Holiday Budget Assessment Day, a way to take stock in your finances and figure out what you need to do to start the new year right. Consumers wanting a free assessment of their budget may call
(866) 894-9858 from 9:00 a.m. to 9:30 p.m. on November 18, 2004.

People wanting more detailed information on how to set up a workable spending plan, help with debt problems, or other personal financial management issues will be able to speak with the non-profit organizations credit counselors about their credit problems and budgeting concerns. Callers will also receive a complimentary copy of the Smart Money School informational package, which provides information on personal finances and household budgeting.

The mission of the counseling service is to help people gain control over their finances. The organization has helped thousands of individuals develop tailored financial solutions that enable them to break the cycle of debt and gain long-term fiscal responsibility. To learn more about, please visit: www.consumercredit.com/education-center.htm

All too often, last minute, frenzied shopping symbolizes our holiday season. Dont let the holiday shopping season hang you into the New Year. Get credit smart by calling today!

American Consumer Credit Counseling (ACCC) is a national non-profit (501)(c3) organization specializing in professional education and credit counseling services. ACCC provides individuals with practical solutions for solving financial problems and recognizes that consumers financial difficulties are often not the result of poor spending habits but more frequently from extenuating circumstances beyond their control. ACCC strives to empower consumers to regain control of the quality of their lives through education and money management. ACCCs experience has lead to success in serving thousands of consumers who are debt-free or on the road to financial independence. All of this information can be accessed through an online self -paced interactive money management certification program, Money, Debt and Credit that is free of charge. For more information please visit www.consumercredit.com

###