Groton, VT (PRWEB) December 9, 2004
ÂThere is only one way to eliminate debt and that is to Do It YourselfÂ states Gene Jolley, creator of the Rapid Debt Reducer software http://www.enjoydebtfreedom.com ÂWhy pay 2000.00 to 5000.00 for some debt help place to create a plan, and then lock you into it just to reduce or eliminate unsecured debt when you can Do It Yourself and eliminate all debt including a mortgage."
If it is true that eliminating debt is within the grasp of most people, as Jolley states, than why are there literally thousands of debt relief, consolidation, or counseling agencies out there? To help answer the question Jolley points to his article ÂThe Do-IT Yourself Debt Elimination ApproachÂ where he lists possible culprits to what might be termed DebtÂthe American enigma. These culprits include:
Â We Are TargetsÂexplaining how for-profit companies pay huge sums of money in advertising and through scientific strategies to persuade consumers that they need to buy a product or service and thereby increasing American debt.
Â The Psychological DilemmaÂexplaining how the relationship between success and happiness are correspondingly linked, according to societies standards, to ones own ability to demonstrate a level of perfection in material possessions. That level of perfection is the standard society sets whereby its members are judged with acceptance or disapproval.
Â The DeceptionÂexplaining how the world of finance is persuading consumers into long-term debt through practices of greed.
Â Free to Stay in DebtÂexplaining how debt is viewed as the norm in America and therefore a sense of right and proper is easily attached to personal debt.
That consumers have been brainwashed when it comes to personal finance is why Jolley conducts seminars in the first place. The theme of the seminars is that consumers can live a debt-free and prosperous life and the method is to re-educate consumers in personal finance. Re-educate because much of what has been and continues to be taught when it comes to money is false and aimed at making the rich richer while keeping the poor hopelessly indebt.
Social status seems to make little difference when it comes to debt according to Jolley. ÂIt doesnÂt matter what your income is, if itÂs 10,000 or 100,000 a year. Most peopleÂs debt is proportional to their income.Â Still, Jolley is adamant that most people can get out of debt themselves. Â The Rapid Debt Reducer Software can be download at http://www.enjoydebtfreedom.com/products/RDR.html
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