Money Coach Gives Away Free Copies of New Book, Zero Debt

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ItÂ?s not exactly a lavish, Oprah-style gift, but Lynnette Khalfani, The Money Coach, is giving free holiday presents to scores of people in debt across the United States and Canada.

Lynnette, the author of Zero Debt: The Ultimate Guide to Financial Freedom, recently asked consumers to email her and explain “Why I Need Zero Debt.”

“I never imagined the overwhelming responses I would receive,” says Lynnette, who once had more than $100,000 in credit card debt and managed to pay it all off in less than three years.

“My plan was to give out $100 cash and 25 free copies of my book, Zero Debt, as holiday gifts to selected subscribers. But the stories I read were so poignant and compelling that I could not pick only 25 recipients – or even just 50! So I decided to send a free copy of Zero Debt to every person who wrote me.”

As the winner of the $100, Lynnette chose Barbara Rickard, of New Jersey, who wrote to request the cash on behalf of her sister, Sue.

“While I received many worthy requests for the money – including very touching emails from people who have experienced deaths in the family, divorce, job layoffs and so on – I felt that Sue was enormously deserving of this money and could definitely benefit from it,” Lynnette says.

The free copies of Zero Debt are being sent out via priority mail the week of December 20th to reach readers – including many in Canada – on or before December 25th.

“I know what it’s like to struggle with credit card debt,” says Lynnette, a former Wall Street Journal reporter for CNBC. “So I just wanted to offer people a special gift – as well as a message of hope for the holidays.”

Zero Debt (Advantage World Press; $14.95; ISBN: 1932450750) debuted October 1, 2004 and just hit the New York Times extended bestsellers list. The book ranked #8 among New York Times business paperback bestsellers for the month of December.

For more information, or to sign up for Lynnette Khalfani’s free personal finance newsletter, visit her web site at

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