North Dallas, TX (PRWEB) March 3, 2005
Smart Home Buyers DFW.Com now offers Down Payment Assistance (DPA), helping people buying Texas Homes--TX Houses for Sale in the cities / communities of: Dallas, Plano, North Dallas, Richardson, Allen, Garland, Frisco, McKinney, Mesquite, Carrollton, Lewisville, Irving, Rowlett, Wylie, Flower Mound, Rockwall, and Sachse.
Owning your own house and becoming a homeowner is a top national goal made more affordable for homebuyer families with down payment assistance program gifts.
Area first time home buyers (or repeat homebuyers) often don't believe they qualify for DPA gifts, but usually that isn't true! Or, people hear about $0.00 down loans for New or Existing houses, thinking that's the solution.
The challenge with $0.00 down mortgages by themselves is typical closing costs still left to be paid are about $8,000. Ouch!
Those finding and buying Texas Homes--TX Houses for Sale in a great neighborhood in Dallas, Plano, McKinney, Carrollton, Richardson, Garland, Frisco, and Mesquite TX should focus on move-in costs (including closing costs), not on terms like "$0.00 down home loan", "No down payment loan", or "100% mortgage".
FHA loan programs allows qualified gift charities to make down payments, including grants for first time homebuyers. FHA requires a minimum 3% "investment", preventing many residential real estate buyers from benefiting using FHA to buy properties, becoming homeowners.
Typically, Carrollton Texas Homes--McKinney TX Houses for Sale bought with FHA loans have LOWER interest rates than 100% financing and LOWER closing costs.
When down payments are paid through DPA gift programs, FHA loans become more accessible. Buy with move-in costs usually $1,500 or LESS!
However, there are relatively few professional Buyer Agent RealtorsÂ® and local loan offices--lenders understanding how to structure the transaction, specializing in DPA and getting an owner selling to accept these unique offers.
The skills, service, and experience of Buyer Agent RealtorÂ® Brokers and the Loan Officer--Lender chosen will determine how much buyers pay for their house and if their offer is accepted by sellers.
Find information online at: http://SmartHomeBuyersDFW.com/.
Texas Homes--TX Houses for Sale are available with Down Payment Assistance in: Dallas, Plano, North Dallas, Richardson, Allen, Garland, Frisco, McKinney, Mesquite, Carrollton, Lewisville, Irving, Rowlett, Wylie, Flower Mound, Rockwall, and Sachse.
Learn more details about DPA and Free helpful MLS house listing searches, including for first time home buyers. No obligation! Click on this link to visit their website and learn about their services: http://SmartHomeBuyersDFW.com/dallas_texas_houses_real_estate_for_sale.asp.
Located in the city of Dallas Texas, http://SmartHomeBuyersDFW.com/ serves the DFW TX Metroplex, including: Plano, Richardson, Allen, Garland, Frisco, McKinney, Mesquite, Carrollton, Lewisville, Irving, Rowlett, Wylie, Flower Mound, Rockwall, and Sachse.
About Smart Home Buyers DFW.Com--
The company was founded by first time homebuyer specialist Paul Marshall, frightened by commonly seen sales practices which took advantage of uninformed buyers when purchasing homes listed for sale and getting a mortgage.
His vision was the convenience of "one-stop shopping" buying TX homes and getting financing, minus high costs typical of one-stop shopping offices. Paul felt convenience shouldn't have such a high price!
Smart Home Buyers DFW.Com
214.891.9626 Direct Phone
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