(PRWEB) April 16, 2005
You're twenty-something years young. You're living an incredibly physically active and healthy lifestyle. You're in the best shape youÂll ever be in. And even though you might not know it yet, Blue Cross of CaliforniaÂs TONIK Health Insurance Plans are all about you . . . Because an active life is an unpredictable life. Everyone spending as much time on a bike, a board, a court or a field as they are at work or school is one fall, one slip or one foul play away from finding out that financial pain can easily outweigh physical injury. Regardless of whether you're at risk of finding yourself laid out by a bad run in with the snow, the surf, the sand, the grass or the asphalt you wonÂt have risk going without adequate healthcare anymore. BC of CAÂs Life and Health Insurance Company has recently introduced a thoroughly innovative trio of ÂTonikÂsÂ specifically to deal with the healthcare realities your sports-active lifestyle represents.
Best of all, even tough only Californians have been able to enjoy their benefits so far, TONIK Health will soon be offering eighteen to twenty-nine year olds nationwide with three straight-up and reasonably-priced health insurance plans designed to cover what Blue Cross of California has been calling their A to ZÂs. The TONIK Health PlanÂs upcoming nationwide roll-out will not only provide a better medical care alternative to the young adults who make up the largest portion of the nationÂs uninsured and allow the new health care trio to protect hipsters in every state from just about anything Â even themselves.
Tonik was specially designed by Blue Cross primarily to cover twenty-somethingÂs everyday checkup-style preventive health care needs, but the Tonik Plans are also fully capable of offering coverage for the dramatic major-medical style encounters young adultÂs sporting-lifestyles put them at added risk for. Twenty-somethingÂs across the country will be able to sign up for TONIK using BenefitÂs Packages online form (http://www.tonikhealth.com/?brand=BCC&parenttin=FNKHKPTRSZ&id=FNKHKPTRSZ&agency=Benefitpackages.com+Insurance+Agency&fname=Larry&lname=Hurwitz&addr=22425+Ventura+Blvd+10&city=Woodland+Hills&state=CA&zip=91364&phone=800-356-3615&fax=818-704-6143&email=Larryh%40benefitpackages.com&tc=&cid) in fifteen-minutes, give or take a minute or two, depending on how fast they type.
The TONIKÂs Plans Cover:
Â Doctor's or other General PractitionerÂs office visits.
Â Buying generic but not name brand prescription drugs.
Â Both getting to an emergency room and emergency room care.
Â Non-elective and emergency surgery and surgical procedures.
Â DentistÂs office visits, preventive dental and exams.
Â Optometrist office visits, general eye care, eye exams, getting glasses and or contacts.
Â ... and much, much, more!
Blue CrossÂ TONIK (http://www.benefitpackages.com/tonik/tonik.html) is truly the cutting edge health insurance offering that recent college-grads and their peers need to be looking for. Besides the planÂs inner details, TONIK HealthÂs look, TONIK HealthÂs feel and most importantly Tonik HealthÂs application procedures and application approval process set Tonik Health apart from practically every other health plan availableÂgeneration YÂers, younger generation XÂrs and 19 to 29Ârs in general can apply for the TONIK Health Insurance plan that suits them best in the webÂs ultra-accessible and no-paperwork required atmosphere.
BCÂs TONIK Plans are in reality a trio of like-mined healthcare offerings dubbed for sorts of young adult lifestyles theyÂre intended to care for. The plans include TONIK HealthÂs Part Time Daredevil, as well as TONIK HealthÂs Calculated Risk Taker, and lastly TONIK HealthÂs Thrill Seeker. Using the TONIK system, recent college grads and other Âyoung invinciblesÂ only have to figure out which category best describes them then apply. ItÂs that simple. Young Part Time DaredevilsÂ health services needs tend to fall somewhere between the other two catÂs. On the other hand, young Calculated Risk-Takers care requirements mean that theyÂll be willing to pay more for lowered deductibles, unlimited physicianÂs visits and comprehensive accidental injury (read: snowboard + mountain + tree) coverage. Meanwhile, young Thrill Seekers healthcare necessities tend toward coverage just-in-case of an athletic injury, accident and or other unexpected medical jam-up.
The Tonick Health PlanÂs:
Â The Thrill Seeker Plan Â Offers a $20.00 per office visit Co-Payment, a $64.00 average premium, a $5,000.00 annual deductible and waives the overall deductible for members first four physicianÂs office visits each year.
Â The Part Time Daredevil Plan Â Features a $30.00 per office visit Co-Payment, an average $73.00 premium, a $3,000.00 annual deductible and waives the planÂs yearly deductible for participantÂs first four doctorÂs office visits per year.
Â The Calculated Risk Taker Plan Â Provides participant members with the option of unlimited physicianÂs office visits every year, features a $40.00 Co-Payment amount, an average premium of just $80.00 and a $1,500.00 yearly deductible.
Each one of BCÂs TONIK Trio Health Plans was structured to include both vision and dental care. TonikÂs annual deductible amounts donÂt have to be satisfied before members are reimbursed for emergency services more than their $100.00 co-payment. In contrast to competitors HMO and PPO managed-care plans, TONIKÂs general practitionerÂs office visit co-payment structure includes x-rays as well as associated laboratory services and testing. The whole of covered healthcare benefits are paid in full once TONIKÂs annual deductibles have been satisfied. And last but not least, all three TONIK Health ÂflavorsÂ carry an impressive $5,000,000.00 benefits maximum. See how much you can save at http://www.benefitpackages.com/tonik/how-much-tonik-save.html
About Benefit Packages
Larry Hurwitz, founder of Benefit Packages http://www.benefitpackages.com/ has worked in the insurance business for fifteen years plus. And, as a second-generation health plan consultation firm, Benefits Packages has consistently dedicated every resource to making sure that Californians have access to reliable info on reasonably-priced Blue Shield of California medical plans, personalized health insurance counseling and the free quoting services they need. Young adults interested in Blue Cross TONIK health offerings can call Larry and Benefit Packages from anywhere in the continental U.S. at: 800-356-3615 toll free or visit him at: http://www.benefitpackages.com/tonik/tonik.html for additional TONIK health information.
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