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Benefit Packages of California Providing for the Health Insurance Needs of Uninsured 19 to 29 Year Olds

California-Based Health Insurance Concern extending its reach in order to supply young adult health care consumers nationwide with the advantages of BC of Californias Life & Health Insurance Companys TONIK Health Plans: http://www.benefitpackages.com/tonik/tonik.html

(PRWEB) April 16, 2005 -- You're twenty-something years young. You're living an incredibly physically active and healthy lifestyle. You're in the best shape youll ever be in. And even though you might not know it yet, Blue Cross of Californias TONIK Health Insurance Plans are all about you . . . Because an active life is an unpredictable life. Everyone spending as much time on a bike, a board, a court or a field as they are at work or school is one fall, one slip or one foul play away from finding out that financial pain can easily outweigh physical injury. Regardless of whether you're at risk of finding yourself laid out by a bad run in with the snow, the surf, the sand, the grass or the asphalt you wont have risk going without adequate healthcare anymore. BC of CAs Life and Health Insurance Company has recently introduced a thoroughly innovative trio of Toniks" specifically to deal with the healthcare realities your sports-active lifestyle represents.

Best of all, even tough only Californians have been able to enjoy their benefits so far, TONIK Health will soon be offering eighteen to twenty-nine year olds nationwide with three straight-up and reasonably-priced health insurance plans designed to cover what Blue Cross of California has been calling their A to Zs. The TONIK Health Plans upcoming nationwide roll-out will not only provide a better medical care alternative to the young adults who make up the largest portion of the nations uninsured and allow the new health care trio to protect hipsters in every state from just about anything -- even themselves.

Tonik was specially designed by Blue Cross primarily to cover twenty-somethings everyday checkup-style preventive health care needs, but the Tonik Plans are also fully capable of offering coverage for the dramatic major-medical style encounters young adults sporting-lifestyles put them at added risk for. Twenty-somethings across the country will be able to sign up for TONIK using Benefits Packages online form (http://www.tonikhealth.com/?brand=BCC&parenttin=FNKHKPTRSZ&id=FNKHKPTRSZ&agency=Benefitpackages.com+Insurance+Agency&fname=Larry&lname=Hurwitz&addr=22425+Ventura+Blvd+10&city=Woodland+Hills&state=CA&zip=91364&phone=800-356-3615&fax=818-704-6143&email=Larryh%40benefitpackages.com&tc=&cid) in fifteen-minutes, give or take a minute or two, depending on how fast they type.

The TONIKs Plans Cover:
• Doctor's or other General Practitioners office visits.
• Buying generic but not name brand prescription drugs.
• Both getting to an emergency room and emergency room care.
• Non-elective and emergency surgery and surgical procedures.
• Dentists office visits, preventive dental and exams.
• Optometrist office visits, general eye care, eye exams, getting glasses and or contacts.
• ... and much, much, more!

Blue Cross TONIK (http://www.benefitpackages.com/tonik/tonik.html) is truly the cutting edge health insurance offering that recent college-grads and their peers need to be looking for. Besides the plans inner details, TONIK Healths look, TONIK Healths feel and most importantly Tonik Healths application procedures and application approval process set Tonik Health apart from practically every other health plan available--generation Yers, younger generation Xrs and 19 to 29rs in general can apply for the TONIK Health Insurance plan that suits them best in the webs ultra-accessible and no-paperwork required atmosphere.

BCs TONIK Plans are in reality a trio of like-mined healthcare offerings dubbed for sorts of young adult lifestyles theyre intended to care for. The plans include TONIK Healths Part Time Daredevil, as well as TONIK Healths Calculated Risk Taker, and lastly TONIK Healths Thrill Seeker. Using the TONIK system, recent college grads and other young invincibles" only have to figure out which category best describes them then apply. Its that simple. Young Part Time Daredevils health services needs tend to fall somewhere between the other two cats. On the other hand, young Calculated Risk-Takers care requirements mean that theyll be willing to pay more for lowered deductibles, unlimited physicians visits and comprehensive accidental injury (read: snowboard + mountain + tree) coverage. Meanwhile, young Thrill Seekers healthcare necessities tend toward coverage just-in-case of an athletic injury, accident and or other unexpected medical jam-up.

The Tonick Health Plans:
• The Thrill Seeker Plan -- Offers a $20.00 per office visit Co-Payment, a $64.00 average premium, a $5,000.00 annual deductible and waives the overall deductible for members first four physicians office visits each year.
• The Part Time Daredevil Plan -- Features a $30.00 per office visit Co-Payment, an average $73.00 premium, a $3,000.00 annual deductible and waives the plans yearly deductible for participants first four doctors office visits per year.
• The Calculated Risk Taker Plan -- Provides participant members with the option of unlimited physicians office visits every year, features a $40.00 Co-Payment amount, an average premium of just $80.00 and a $1,500.00 yearly deductible.

Each one of BCs TONIK Trio Health Plans was structured to include both vision and dental care. Toniks annual deductible amounts dont have to be satisfied before members are reimbursed for emergency services more than their $100.00 co-payment. In contrast to competitors HMO and PPO managed-care plans, TONIKs general practitioners office visit co-payment structure includes x-rays as well as associated laboratory services and testing. The whole of covered healthcare benefits are paid in full once TONIKs annual deductibles have been satisfied. And last but not least, all three TONIK Health flavors" carry an impressive $5,000,000.00 benefits maximum. See how much you can save at http://www.benefitpackages.com/tonik/how-much-tonik-save.html

About Benefit Packages
Larry Hurwitz, founder of Benefit Packages http://www.benefitpackages.com/ has worked in the insurance business for fifteen years plus. And, as a second-generation health plan consultation firm, Benefits Packages has consistently dedicated every resource to making sure that Californians have access to reliable info on reasonably-priced Blue Shield of California medical plans, personalized health insurance counseling and the free quoting services they need. Young adults interested in Blue Cross TONIK health offerings can call Larry and Benefit Packages from anywhere in the continental U.S. at: 800-356-3615 toll free or visit him at: http://www.benefitpackages.com/tonik/tonik.html for additional TONIK health information.

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Larry Hurwitz
Benefit Packages
818 999 3595
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