(PRWEB) April 20, 2005
miQuotes.com, a leading online insurance agency, has added short term health insurance and student health insurance to their catalogue of available insurance products.
ÂThe cost of medical care is so high that no one can really afford to be without insurance, especially when the unthinkable happens,Â said Bill McEvoy, Vice President of Marketing at miQuotes.com. ÂWeÂve decided to offer short term health insurance products to the people who need it most, those between jobs or recently graduated from high school or going on to graduate school. ItÂs also an ideal plan for Human Resources departments to offer to employees waiting for their employment coverage to begin, or as an alternative to COBRA for employees that have left employment.Â
The short term health insurance is available for up to a year, providing coverage for a wide range of medical services, including: physician services, prescriptions, X-ray and laboratory services, inpatient hospital stays, and inpatient and outpatient surgeries. The short-term health insurance plan is not an HMO or a PPO, so covered individuals are able to choose their doctor and hospital.
Student health insurance through miQuotes.com is a permanent, renewable health insurance designed specifically for college students under the age of 30. Students are covered year-round and coverage is still available if the student transfers to another college. Any full-time student at a state-accepted college or university who is under the age of 30 could be eligible for student health insurance coverage through miQuotes.com. Like the short-term health insurance plan, the student health insurance plan is not an HMO or PPO.
The short-term health insurance and student health insurance plans were designed for generally healthy people who are:
Â Looking for a low-cost alternative to COBRA
Â Between jobs
Â Temporary or seasonal employees
Â In a waiting period before employer-sponsored coverage begins
Â On strike or laid off
Â Recent college graduates
Â No longer covered under their parentsÂ plan
miQuotes.com will create customized web-sites for those employers who would like to offer these types of plans to their employees as a simple access point via their company intranet. With both plans, coverage can begin as soon as the day following application approval.
To receive a short term health insurance or student health insurance quote for free or to apply online, visit http://www.miQuotes.com. More information is available about their health insurance plans as well as their life insurance policies.
About miQuotes, LLC
A Kansas-based company, miQuotes, LLC provides life insurance services to thousands of individuals and has been operating in the online arena since the 1990's. With a long tradition of customer service and a reputation for providing the best products to meet their client's needs, miQuotes now brings those same values to the online term life insurance purchasing arena.
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