Build Credit as a Renter and Lower Interest Rates through JD Associates Group, LLC.

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JD Associates Group, LLC, introduced a new Internet service in 2004 that is gaining national recognition for offering renters a way to build credit history and lower credit rates through their rent payments.

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JD Associates Group, LLC, offers renters an innovative reporting system to establish credit history, improve their credit score, and obtain lower interest rates on loans, vehicles and real estate. JD Associates Group’s website gained so much positive attention in its first year that it was cited as the most revolutionary credit building service on the market for 2004.

JD Associates Groups credit building service offers renters a way to build credit as they pay rent, providing favorable credit ratings, regardless of current status. A good tenant history can qualify renters for lower interest rates on loans, establish and build credit history and serve as undisputable proof of residency.

Michael Bourne of Lebanon, PA, who used cash most of the time, found JD Associates Group services to be an excellent way to build credit for an auto loan or mortgage without creating more debt using credit cards. “When I wanted to buy a car,” said Bourne, “I had plenty of money but no credit history making me a high risk loan. With a way to build credit through my rent payments, financial companies will identify me as a favorable customer for a loan or mortgage,” said Bourne.

Lenders and landlords love the service, according to John Ruschak of JD Associates Group, LLC, “When a renter builds a credit record, landlords know they will be responsible, good tenants who are financially focused. The information also allows them to qualify a person quickly, without having to check further or pay additional data sources for confirmations,” said Ruschak.

“I have people renting from me using JD Associates services and they really appreciate that I am looking out for their best interest building credit and I know they will pay the rent on time. It’s a win-win situation,” said landlord Jeff Stone of Orange, CA.

Karen Henderson-Vargas, from AAA Reality, Corona California states, “This service is ideal for the renter and the mortgage/real estate industry, we all win. The renter gains credit history, improved credit score establishing a favorable borrower. The mortgage/real estate industry benefits by instantly proving residency, showing consistent rental payments, providing lower interest rates and increasing the number of qualified buyers.”

Many have applied for credit and been told the monthly payment for an item is just too high for them. But, when favorable credit scores and profiles have been established through JD Associates Group credit building services, interest rates are lower, decreasing the monthly payment amount. Building credit through JD Associates Group can make it possible to purchase important items without putting a person’s budget at risk.

JD Associates Group allows a renter to build credit but it also provides solutions for restoring credit. For further information about building credit and credit restoration, visit

About JD Associates Group, LLC.

Founded in July of 2004, JD Associates Group is one of the leading resources for credit restoration and credit building services. JD Associates Group provides an innovative service that allows individuals to build credit simply by paying rent. JD Associates Group can help build credit, restore credit, increase credit scores and prove residency—all the necessary items needed to buy a home, a vehicle, or be approved for instant credit. JD Associates Group maintains a strategic alliance with other industry leaders to provide customers with proven results and financial opportunities.

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John Ruschak
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