Financial DNA San Francisco Unbanked Financial Services Innovation Conference 2005 Presenter Profiles

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The Financial DNA Unbanked Financial Services Innovation 2005 Conference takes place September 14th at the Julia Morgan Ballroom at the Merchants Exchange Club in San Francisco.

The Financial DNA Unbanked Financial Services Innovation 2005 Conference takes place September 14th at the Julia Morgan Ballroom at the Merchants Exchange Club in San Francisco. For more information about the event, visit

Below are profiles from the Financial DNA San Francisco Conference presenters.

Company: Inter-American Dialogue

The Inter-American Dialogue is the premier center for policy analysis, exchange, and communication on issues in Western Hemisphere affairs. The Dialogue engages public and private leaders from across the Americas in efforts to develop and mobilize support for cooperative responses to key hemispheric problems and opportunities.

Company: PayPal

A global leader in online payment solutions with 78 million account members worldwide, PayPal enables individuals and businesses to securely send and receive real-time payments online. PayPal's service builds on the existing financial infrastructure of bank accounts and credit cards and utilizes advanced proprietary fraud prevention systems to create a safe, global payment solution, available in 56 countries and regions worldwide.

Company: Dollar Financial

A leading international financial services company headquartered in Berwyn, Pennsylvania, Dollar Financial Corp. offers a range of consumer financial products to customers receiving income on an irregular basis or from multiple employers.

Company: Wildcard Systems

As the global solutions leader in turnkey host-based prepaid cards and custom stored-value products, WildCard Systems offers an array of commercial and consumer options made available to end-users through banks and commercial clients.

Company: Fair Isaac

As the leading provider of decision management solutions powered by advanced analytics, Fair Isaac solutions make mission critical business decisions that are more precise, consistent, and agile. Thousands of companies in more than 60 countries use Fair Isaac technology to acquire customers more efficiently, increase customer value and retention, reduce fraud and credit losses, lower operating costs, and enter new markets more profitably.

Company: IDT

A multinational communications company headquartered in Newark, New Jersey, IDT delivers low-cost long distance business telephone service, telephone conferencing, and calling cards with offices in 17 countries serving wholesale and retail companies.

Company: The Federal Reserve Bank of Atlanta

The Federal Reserve Bank of Atlanta manages retail payments, products, and services and check and ACH for the Federal Reserve system. Its retail payments office developed FedACH International in response to the demand for lower cost international payment options that capitalize on the economies of scale possible from the use of standard formats and batched, scheduled processing.

Company: Euronet Worldwide

Euronet Worldwide is an industry leader in processing secure electronic financial transactions. The company offers outsourcing and consulting services, integrated EFT software, network gateways, electronic prepaid top-up services to financial institutions, mobile operators, and retailers, as well as electronic consumer money transfer and bill payment services. Euronet operates and services the largest pan-European group of ATMs and operates the largest India shared ATM network. Euronet is also the largest provider of prepaid processing, or top-up services, for prepaid mobile airtime. The company is a licensed electronic money transmitter and bill payment company via Euronet Payments and Remittance, Inc (formerly TelecommUSA).

Company: Net Spend

NetSpend Corporation, headquartered in Austin, TX, provides processing and marketing services for a proprietary prepaid MasterCard® debit card, the All-Access® MasterCard® card for users without established credit or banking relationships.

Company: Infonox

Since 1999, Infonox has delivered an array of payment products on self-service and full-service transaction touchpoints. Infonox's services are used in Gaming, Banking, and Retail markets. Infonox is 100 percent customer funded and has been cash flow positive since it was founded over six years ago. Infonox is the only company that can provide an end-to-end Transaction Lifecycle Management solution for businesses to build a hub-and-spoke for delivering financial services. Infonox builds, delivers, manages, processes, operates, and supports financial service hubs and gateways.

Company: Next Estate Communications

Next Estate Communications, Inc., a pioneer in prepaid financial products and services, is America's largest and oldest provider of association-branded prepaid debit cards sold at retail stores. It is the owner and operator of The Green Dot Financial Network, a retail-based cash acceptance network. The company's MasterCard and Visa debit card products are carried by leading retails chains in all fifty states, including RiteAid, Pantry Stores, CVS pharmacy, Safeway, and RadioShack.

Company: VoxWorld Coops

Company: Celent Communications

Founded in 1999 by veteran financial services technology analysts, Celent is a research and consulting firm focused on the application of information technology in the global financial services industry. The firm offers research and provides members with continuous knowledge, advice, and consultation while working with clients on specific strategy issues.

Company: PayQuik

PayQuik's proprietary funds management solutions, QuikRemit, QuikAgent, and QuikMerchant, enable company's customers living abroad to quickly, securely, and efficiently send money or make a payment around the world to family members or businesses. PayQuik has taken the worry out of cross-border funds transfers by incorporating industry-leading security features into the process. PayQuik differs from traditional money transfer services by allowing financial institutions to provide a convenient, cost-effective alternative to the significant transaction fees and several week waiting periods typical with existing transfer providers. With the QuikRemit technology incorporated into your organization's processing system, you can rapidly deploy your own branded solution for your international customers.

Company: Poni Card


Company: In-Person Payments

IPP is the leading independent national network of neighborhood-based payment centers that provides reliable and safe electronic payment services and pre-paid telecommunication products to cash paying customers. IPP offers electronic bill payment, prepaid long distance, prepaid wireless coupons, prepaid home phone, prepaid debit cards, wireless phone activation, money transfer, and merchant services.

Company: C-SAM

C-SAM offers a secure Transaction Platform that brings together a variety of financial and non-financial transaction solutions on a single platform. The company's patented technologies create a suite of secure web-based services that enables users to execute transactions in the real as well virtual worlds using mobile phones and PCs.

Company: Source Technologies:

Automated Source Technologies creates innovative, flexible solutions to give companies the power to control financial transactions and other secure business processes through dynamic hardware, software, and self-service solutions. Based in Charlotte North Carolina, with offices nationwide, Source Technologies has been recognized as one of the 500 fastest growing companies in America for three consecutive years by Inc. magazine.

Company: InfoTouch Technologies

Info Touch Technologies, a strategic investment of Hewlett Packard, is building the "TIO Network," a national multi-retailer network of financial services kiosks for the non-banked consumer marketplace in North America. The company leverages its core competencies in self-service bill payment processing, financial services aggregation, and automation to create financial viability for its network and its location partners.

Company: SVC Financial

SVC Financial Services is a leading global innovator of media and mobile transaction solutions that are easy to use, secure, and cost effective. SVC's revolutionary Scoot Mobile Money™ ATM Card allows anyone with a cell phone to store, send, and receive funds anywhere in the world. SVC has also pioneered the Mazarin Media Platform™ that provides rapid media-based application delivery for any user or organization. SVC Transaction Gateway© includes a profitable micropayment system, credit card processing, and digital asset management.

Company: Saf-T-Pay

Saf-T-Pay is a payments clearinghouse that allows non-credit card users and overseas shoppers to make online purchases directly through their local bank. As ecommerce expands into other markets, international shoppers without U.S. credit cards are closed out of online purchasing opportunities. These shoppers are starting to demand alternative payment instruments. Likewise, because of increases in credit card fraud, U.S. customers are more reluctant to disclose financial information, which is required to make secure transactions, over the internet. Saf-T-Pay provides a safe and secure alternative by acting as a centralized clearinghouse that allows current bank customers in various countries to carry out ecommerce transactions securely through their own trusted financial institution – without the need for a credit card.

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