The Scariest Part of this Season is not Halloween

Denver, CO (PRWEB) October 17, 2005

It is mid-October and Halloween is right around the corner. Children think about candy, ghosts and goblins or going to trick or treat. As an adult, the scariest part of this season is debt.

Probably one out of every five people you talk with knows someone that is struggling financially. What is causing the struggle?

• Recent increase in gas prices for automobiles is still taking its toll on household income. Some chose to pay for the gas with credit cards; however, they did not pay the credit card bill.

• Upcoming increase in heating costs due to hurricanes and colder temperatures. The estimate of heating bills for all fuel types will cost about one-third more this winter on average.
• Job search times are on the raise. Taking some people longer to find a job. I remember working temp assignments for approximately four years in Colorado before I found a steady job.
• Mortgage rates are up over 6%. This makes it harder for first-time home buyer to qualify for the appropriate size home they need.
• New bankruptcy laws are effective as of October 17th. Not everyone who was filing for bankruptcy was abusing the system. Now it will be even harder to file for people with legitimate debt problems.
• Pressure to buy holiday gifts.

People are really in a debt dilemma. We must provide a solution to these people. People who are struggling financially are having to choose every month which bill to pay and which bill not to pay. Do they buy groceries or do they have heat? Do they put money in a child’s college fund or do they repair their older home or car?

That is why Debt Dilemma was created. It gives realistic solutions to people struggling financially. Taffy Wagner shares her own personal story of being in debt, homeless for a period of time, and getting out of debt without filing bankruptcy.

Debt Dilemma is different from the other financial books for several reasons:

• Real life, real people and real solutions
• Easy to read
• Small book with big answers
• Easy steps to follow to get out of debt
• Shows you how a lack of information keeps you in debt
• Sample letters to Credit Agencies.

Many people in debt are so wrapped up in the situation they cannot clearly see a solution to their situation. Debt Dilemma is a tool that can be used to begin removing the debt from one’s life.

Taffy and her husband, Eric were $30,000 in debt. They had a five year plan and were able to get out of debt in two and a half years without filing bankruptcy. She has first-hand knowledge of having bad credit, steps to rebuild your credit and maintaining good credit.

About Taffy Wagner:

Taffy Wagner is launching a national marketing campaign on October 18, 2005. Each person that buys a copy of her book will receive additional bonus gifts: one of which is an e-book containing real jobs to get supplemental income. For further details, please visit the website: http://www.journeytowholeness.net/SpecialOffer.html.

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