Kemper Auto and Home’s New Online Contents Calculator Answers the Question, 'Do I Have Enough Coverage on My Home’s Contents?'

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Kemper Auto and Home has introduced on its Web site the Personal Property Analyzer, a free online contents estimator that determines the adequacy of insurance coverage on consumers’ personal possessions. It is a valuable tool for anyone who has acquired valuables, but has not re-evaluated their insurance - leaving their coverage inadequate. The estimator is free to all visitors and requires no identity-disclosing information or obligation.

Now available on its Web site, Kemper Auto and Home introduces the Personal Property Analyzer, a free online contents estimator that determines the adequacy of insurance coverage on consumers’ personal possessions.

The need for the Personal Property Analyzer stems from the increase in severe claims situations where people did not have enough contents limits to adequately cover their possessions. A number of causes seemed to drive this, including significant increases in the values of home electronics like multiple computers and big screen TV’s, as well as a general consumer appetite for higher end merchandise. However, most insurance coverage levels have stayed the same – even with the danger of severe weather. Also, there was no easy way to estimate the total value of a person’s contents, until now.

Created in collaboration with Confluency Solutions, Inc., the Personal Property Analyzer consists of a quick and easy questionnaire about a person’s home and each room’s contents. The calculator produces a table showing their coverage’s current level compared to the adjusted level at which their possessions are better covered. Users may then go directly to Kemper Auto and Home’s Agent Locator and get in touch with an agent in their neighborhood for a more accurate quote.

“How many big screen televisions or computer did people have in their house ten years ago compared to now? As these items have become more abundant, consumer tastes have also changed, but the customer’s insurance policy stayed largely the same.” said KAH President Thom McDaniel. “It is up to the individual to decide if they want to insure their contents or not, but we need to provide our agents and customers a reasonable way to determine if they are at risk or not. If this helps one customer recognize what their needs are, it’s well worth it.”

Visit http://www.KemperAutoandHome.com and click on “Products” to explore the Personal Property Analyzer. The estimator is free to all visitors and requires no identity-disclosing information or obligation. This analyzer is also being made immediately available to all Kemper Auto and Home agents.

About Kemper Auto and Home

Headquartered in Jacksonville, Kemper Auto and Home (KAH) specializes in the sale of personal lines auto, homeowners and personal property insurance through a network of dedicated independent agents. Each of its underwriting companies boasts an "A" (Excellent) rating from A. M. Best. KAH is owned by Unitrin, Inc. (NYSE: UTR), a $3 billion financial services company based in Chicago. For more information about Unitrin, visit http://www.unitrin.com.

For more information about Confluency Solutions, Inc., visit http://www.confluencysolutions.com.

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Cathy Carpenter
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