New E-Book Confronts Conventional Mortgage Ideology Head On, ‘Mortgage Profits Revealed’ Has Been Released

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New e-book ‘Mortgage Profits Revealed’ provides an in-depth breakdown and analysis of built in profits in quoted interest rates, points, and miscellaneous fees, allowing a mortgage applicant ultimate negotiating power to obtain the best mortgage terms possible.

Mortgage information seems to be everywhere you look. Conventional wisdom suggests that the best way to obtain a mortgage is simply to compare, compare, compare. Putting lenders up against each other and having them “fight” for your business may seem like a good idea and may result in many different rate quotes, but what exactly are you comparing?

As explained in the new e-book, ‘Mortgage Profits Revealed,’ When someone asks the question “what rate do I qualify for?” there is actually no real answer. When you apply for a mortgage, it is a program that you are actually getting approved for not an interest rate, each program has a spread of rates, not just one, and the mortgage companies pick a rate for you, even though you actually “qualify” for all the rates in the spread. The spread of rates represents profit to the mortgage company. The mortgage companies do not want you to know this information.

The information that we currently have about the mortgage industry makes it virtually impossible to actually obtain the best deal possible, for example Gary Lewis explains that points, even though we accept them as “normal” to pay for a lower rate, are actually nothing more than extra profit that coincides with the amount of profit a lender feels entitled to make on your loan, and are not the necessity that we have accepted as fact. Once you know exactly where the profit goes and what services are rendered, then you will be able to negotiate all of the terms of your mortgage.

In a time of rising mortgage rates and home prices, the ability to negotiate better terms on your mortgage has never been more necessary. This new book takes a direct and relentless approach at disclosing the most tightly held mortgage profit centers and is sure to give its readers a huge advantage in shopping for their mortgage.

You can reach Gary Lewis through his website at where you can also order your copy of his new book.


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