InsureMe Highlights Ways to Save on Car Rentals during the Holidays

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Insurance shopping service gives tips to save time and money.

The rental car industry, which raked in over $17 billion in 2004, is likely to see a spike in auto rentals over the holidays as travelers scurry to reach their destinations. The Bureau of Transportation Statistics estimates that more than 30 million Americans will travel over the holiday season.

To help consumers save time and money on auto rentals, InsureMe, a consumer-agent link to finding insurance online, is providing some tips for saving time and money at the rental counter.

When it comes to getting the most affordable rate on a rental car, good prices come to those who shop. Many travel sites now offer online rental shopping, making it easy for consumers to compare rates.

In addition, consumer travel sites like emphasize the importance of asking about discounts for members of auto clubs, as well as government, military and corporate employees. Frequent flyers may also be eligible for discounts when renting a car.

Drivers can also save money by avoiding unnecessary insurance coverage on a rental car. While rental car companies sell liability, personal injury protection and uninsured/underinsured coverages, many consumers don’t bother to consult their personal policies before purchasing rental coverage—resulting in duplicate coverage and wasted money.

To avoid overlapping insurance coverage on rental cars, consumers should consult their insurance professional regarding coverage in rental cars, namely if their personal policy will cover damage caused by the insured, damage caused by uninsured/underinsured drivers and provide protection from any medical claims arising from passengers or other motorists in the event of an accident. If these coverages are not transferable from personal policies, supplemental coverage should be purchased through the rental car agency.

Consumers are also advised to investigate rental car coverage under major credit cards. While rental coverage is often a benefit to the cardholder, most credit card companies only offer secondary coverage, which means that they will look to the cardholder’s personal insurance to cover claims that arise during the rental period. Calling the credit card company is the best way to obtain a summary of rental coverages under the card.

To speed the rental process during the holiday season, booking the car ahead of time is essential. And, to ensure quick processing at the registration desk, consumers should be prepared to give their confirmation number, driver’s license, insurance card and any coupons they wish to put toward the rental fee.

About InsureMe

InsureMe, an Englewood, Colorado-based company, links agents nationwide with consumers shopping for insurance. Specializing in auto, home, life, long-term care and health insurance quotes, the InsureMe network provides thousands of agents with insurance leads every year. For more information, visit


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Lori Reed
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