Employers Security Insurance Company Earns Financial Stability RatingŪ of A, Exceptional
Employers Security Insurance Company has earned a Financial Stability RatingŪ (FSR) of A, Exceptional, from Demotech, Inc.
COLUMBUS, Ohio (PRWEB) September 23, 2005 -- Employers Security Insurance Company has earned a Financial Stability RatingŪ (FSR) of A, Exceptional, from Demotech, Inc. This level of FSR is appropriate for insurers who possess an exceptional ability to maintain a positive surplus as regards policyholders, maintain liquidity of invested assets, quality reinsurance and acceptable financial leverage.
FSRs summarize Demotechs opinion as to the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. FSRs are based upon statutory insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC). For more than a decade, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace, including Fannie Mae, Freddie Mac and HUD.
Employers Security Insurance Company is a casualty insurance carrier that specializes in underwriting and issuing workers compensation insurance policies for employers. Based in Indianapolis, Employers Security Insurance Company is licensed in Indiana, Illinois and Missouri. The Company employs insurance professionals who have the responsibility of helping policyholders reduce the costs associated with their job-related injuries and illnesses.
From responsive underwriting, to pro-active loss control, to effective claim management, Employers Security Insurance Company is committed to achieve a level of customer satisfaction superior to any other in the industry. The Company also has a host of workers compensation related products and services designed to offer the best protection for your risk exposure. In addition to workers compensation insurance, they offer loss control and safety engineering, claim management, integrated cost control, training and education, and unbundled services to meet the needs of self-insured employers.
Agency appointments can be coordinated by contacting Mike Michael at mmichael@esic.com or by calling 1-800-847-0996. For further information, please visit http://www.esic.com.
About Demotech, Inc.
Since 1985, Demotech, Inc., a Columbus, Ohio based financial analysis and actuarial services firm, has been serving the insurance industry, providing a wide range of services including pricing analysis, state filings assistance, Financial Stability RatingsŪ and support for other required regulatory reporting. Having worked with insurers of all sizes, Demotech possesses broad experience addressing actuarial and financial analysis issues, whether the issue is unique to a particular insurer or faced throughout the industry. Demotech was the first company to have its rating formally reviewed and accepted by Fannie Mae, Freddie Mac and HUD.
Visit http://www.demotech.com for more information.
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