Seattle, WA (PRWEB) April 17, 2006
Americas Watchdog, a national consumer advocacy organization, has just created what is believed to be the first homeowners center where the average homeowner or first time home buyer can pick up useful tips about becoming a better educated homeowner/consumer. To launch this site we have come up with a top five list of things that every homeowner needs to do before purchasing a home. This new web site is called The Homeowners Consumer Center and can be found at Http://HomeownersConsumerCenter.Com. The goal of the Homeowners Consumer Center is to protect homeowners and consumers from being overcharged, misled, or cheated. The intent of the site is to educate consumers/homeowners on a number of important issues. Our top five very important homeowner topics are as follows:
Tip 1. Google Zillow.Com and do some homework on how much homes are selling for in your proposed neighborhood. We want you to become market savvy, so you don't pay too much, for a home, or sell your home for too little. The average homeowner/consumer would be amazed at how often sellers and most national homebuilders over inflate the values of their homes. If you are about to purchase a new home, please visit our site and learn how to become an expert on home values in your current or proposed neighborhood.
Tip 2. There are exceptional real estate agents and there not so exceptional real estate agents. Our second tip for homeowners is to do reasearch and hire the best possible agent, who really will represent your best interests. Our web site also suggests specific items you should require of your real estate agent when buying, or selling a home. If you are a member of the National Association of Realtors and you would like to participate in our Honest Real Estate Agent Program in your state, please visit our web site and contact us.
Tip 3. Home inspections are a must for buyers of all existing or new homes. Have the home inspected regardless if it is brand new or existing. Do not buy someone else's problem. Construction defects are very common with new construction. Our web site also covers the things your home inspector must have before you retain their services.
Tip 4. Do not get over charged or cheated on a home loan. Ask your Bank, mortgage banker or broker what your mortgage par rate is (the best mortgage rate for your credit) & ask if they are getting a yield spread premium for increasing your interest rate over par? Our web site also has numerous helpful do's and don'ts every homeowner needs to know, when refinancing or financing a home. Our affiliate group is the National Mortgage Complaint Center, and the average consumer would be amazed at how easy it is, to get over charged or cheated, when obtaining a new mortgage, or getting a refinance on an existing home. Our mortgage page has a top 10 do's & don'ts when it comes to financing or refinancing your home. If you are an honest mortgage broker and a member of the National Association of Mortgage Brokers and you would like to participate in our Honest Mortgage Brokers program in your state, please visit our web site and contact us.
Tip 5. Don't go cheap on your homeowners insurance coverage. Our web site also contains information related to why you need homeowners insurance and the types of coverage that should be included in your homeowners insurance policy. The homeowners insurance page also covers a number of do's and don'ts when it comes to homeowners insurance coverage. We went through Hurricane Katrina, so we think our insurance information is vital for every homeowner in America. If you are an honest and experienced insurance agent, a member of the Independent Insurance Agents & Brokers of America, and you would like to participate in our Honest Insurance Agent Program in your state please visit our web site and contact us.
We at the Homeowners Consumer Center believe that the right of homeownership is the American Dream, and we are here to protect it. We intend to constantly update the Homeowners Consumer Center with additional tips for getting the most out of your dollar, for not getting cheated or short changed, and for protecting your American Dream. New areas will soon be added and will contain facts about, buying a vaction/second home, tax tips for homeowners, how to's on hiring a contractor, and other useful information. We value consumer input so we would like to hear from you if you have any suggestions. We also believe that word of mouth is the best form of advertising, so if you could mention our web site to your friends, family and co-workers we would be very grateful. If you are an honest real estate agent, insurance agent, mortgage lender, home inspector or consumer group please feel free to include a link to the homeowners consumer Center on your home page or web site. The web address for the Homeowners Consumer Center is Http://HomeownersConsumerCenter.Com