Travellers Face Insurance Shortfall Without Terror Cover

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The awful bomb attack suffered in a popular Egyptian tourist resort this week has highlighted a pressing issue for worldwide holiday-makers hoping for comprehensive travel cover. In many cases, travel insurance policies would not pay out if their customers were injured, or killed, as a result of terrorism.

Terrorism is an ongoing concern, globally. Egypt, which is a popular destination for British tourists and internationally, has been hit three times since 2004. With tourist resorts being targeted, it throws into sharp relief the need for wide-ranging insurance cover, should a traveller ever get involved in future incidents.

In the Travel insurance market, customers have a huge range of available products, and the problem is that they may not always realise that “terrorist acts” are excluded from the cover they buy. Graham Linney, Insurance Manager at Travel Insurance Web ( “What’s worrying is that a lot of travel insurance policies available in the UK won’t provide cover for terrorist attacks, and we think it’s important for travellers to be aware that cover may not always be comprehensive. Holiday makers should always check the details with their insurers, and check any travel advice with the Foreign Office.”

Travel Insurance Web, for one, offers a wide-ranging plan, which automatically covers medical bills, personal injury and repatriation costs - as a result of terrorist activity.

Travel Insurance Web ( has put together a package with up to £10 Million of medical cover, including protection against loss, or theft, of baggage, passports, money and more. And focusing on good value, this cover is available at one of the most competitive rates available on the internet: a family of 4 can be covered for two weeks in Europe for just £20.49.

Travel Insurance Web ( are a specialist insurance intermediary, whose primary service is to distribute low priced, but high quality travel insurance cover. They have only two products: Single Trip Travel Insurance and Annual Multi Trip Travel Insurance. All travel insurance policies are arranged with Professional Travel Insurance Company Limited (PTI) by means of an exclusive price arrangement that allows the provision of very low prices. Products are only available to UK residents aged under 50 years old and are only distributed via the Internet.


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Tim Lister
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