West Hills, CA (PRWEB) April 28, 2006
More and more, Americans are starting their own small businesses. In fact, small businesses offer more new jobs each year than any other business type. Yet, most small business owners are unaware of the many options available to them when it comes to financing the start up costs of their business. CreditCardAssist.com, one of the leading online credit card comparison online companies, helps to guide small business owners through the maze of business credit cards ( http://www.creditcardassist.com/business/creditcards.html ) by providing them with comprehensive information on business credit cards and recommendations on how to find the one best suited for their needs and the future of their business.
Business credit cards are cards designed specifically with the needs of business owners in mind. Many of these cards offer discounts that can be helpful to small business owners, such as discounted travel, reduced entertainment costs, and special offers at office supply stores. In addition, there are a number of business credit cards available that also offer cash back or rewards programs. These special programs are also geared toward the business owner by offering rewards that are attractive to business owners.
CreditCardAssist.com maintains that one of the greatest draws of a business credit card is the help it gives the business owner in bookkeeping. Business credit cards provide itemized statements to the cardholder, which can be monthly, quarterly, or annually. These statements specify what items were purchased and some itemized statements even place the purchases into categories such as "travel" and "entertainment," which makes it easier for the cardholder or business owner when filing taxes.
Despite the perks of business credit cards, CreditCardAssist.com advocates being careful when selecting a card. According to the site, some of these cards can have high interest rates that can be costly if the balance is not paid in full at the end of each billing cycle. In addition, the benefits of each business credit card are not the same. Therefore, the site encourages business owners to thoroughly research and compare business credit cards in order to select the ideal card most suited to the business' needs. A business owner that does not travel frequently, for example, would have little use for a business credit card that provides airline miles rewards.
To help make the selection process easier, CreditCardAssist.com has created a comprehensive database that contains all the information consumers and small business owners need to compare business credit cards. The web is an outstanding place for consumers to learn more about fees and benefits associated with each specific business credit card. CreditCardAssist.com recommends comparing details such as APRs, annual fees, benefits, and special programs. In addition, the site also recommends that business owners thoughtfully consider the desired credit limit of the card. As the business grows, the cardholder will likely need a credit limit that can grow along with the business. Therefore, it is best to select a card capable of increasing the credit limit over time.
Los Angeles based CreditCardAssist.com is dedicated to providing consumers with the information necessary to make an educated choice from the many available business credit cards. For more information, visit the company's Web site at http://www.creditcardassist.com