New Ebook Gives Practical Steps that Can Help Consumers Save Thousands in Credit Card Interest Charges

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This release introduces a new ebook by Cindy Morus, a certified financial counselor. Cindy's ebook, Credit Card Insider Tips, focuses on providing consumers with tips on reducing credit card debt; including scripts to use when negotiating with credit card companies. This release also covers how to get Cindy's ebook at no cost.

A new eBook that shows consumers ways to reduce their credit card debt is featured in the May 2006 Newsletter of the award-winning website, which offers over 20,000 credit card reviews.

Curtis Arnold, Editor of and a nationally recognized consumer advocate, says, "Credit card debt is a monster of a problem for Americans. That's why we're pleased to make Cindy Morus' ebook Credit Card Insider Tips available at no cost on our site."

"What I love about Cindy's approach is that she doesn't just explain ideas", says Curtis. She literally gives you several scripts that tell you exactly what to say and what not to say when you call up the credit card companies. It's something anyone can do. I know that many of our 5,000+ site subscribers and other consumers will get tremendous financial benefit by simply following Cindy's directions."

As a certified financial counselor, Cindy Morus knows that most consumers are in the dark about how credit card companies play the money game. Even fewer know the do's and don'ts of smart credit negotiation. "You have to know what you're doing", Cindy explains, "so that you can negotiate effectively without jeopardizing your credit score."

A former self-confessed financial failure and "desperate housewife", Cindy has coached hundreds of people to financial well-being. She leads a team of financial coaches who empower people to become financially savvy and secure with her MoneySmart Woman(TM) program.

In addition to Credit Card Insider Tips, Cindy's written another free eBook, Easy Budget Guide, that has been downloaded by thousands of people.


U.S. Citizens for Fair Credit Card Terms, Inc. launched in 1998 with the primary goal of aiding consumers by rating credit cards and educating about credit cards. This free site has become the most comprehensive online source for comparing credit cards with staff reviews of over 500 credit cards in 60 categories including a searchable database containing detailed information relating to credit card terms and conditions, and a cardholders review report which boasts over 17,000 consumer reviews of over 900 credit cards. Numerous noted national news agencies and publications reference the information provided on the site. For more information about what makes a unique site, please go to


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