Informed Mortgage, Inc. Announces Availability of a Loan Product with Accelerated Principal Reduction

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New Mortgage Product turns your mortgage into a potential asset, not a liability.

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Informed Mortgage, Inc. announces the availability of a new mortgage product that offers borrowers a powerful, innovative way to turn their mortgage into one of their most useful assets instead of their largest liability. The program combines an interest-only loan (first 10 years), variable rate loan with a home equity line of credit to provide increased flexibility and control over both the monthly payment and the borrower’s equity.

The program offers:

  •      Accelerated principal reduction flexibility
  •     Reduced monthly payments
  •     Up to 100% LTV first-mortgage HELOC
  •     Interest-only payments for the first 10 years of a 30-     year term
  •     Easy equity access to available equity by check
  •     No maximum number of monthly transactions
  •     No minimum redraw amounts
  •     A revolving line of credit
  •     No borrower paid mortgage insurance, escrows or prepaid interest at closing
  •     No seasoning on refinances
  •     Loans up to $2 million
  •     A choice of 1 month LIBOR or Prime index rate

“Borrowers who qualify for the program can make interest-only payments when they need to, while choosing to make additional principal payments to suit their needs. Interest-only payments improve the borrower’s cash flow by reducing the required monthly payment. The product is great for all types of people who have uneven income or uneven expenses throughout the year,” said Informed Mortgage President, Christopher Bradshaw.

The loan is a line of credit, which allows the borrower to borrow up to their credit limit and repay as they choose (as long as they meet their minimum monthly obligations). Like most lines of credit, the interest rate varies with the market. Under a traditional home loan, borrowers can only access their home’s equity by taking out a second mortgage. With a HELOC, they can access their home’s available equity any time they need it. All they have to do is write a check.

About Informed Mortgage, Inc.

Informed Mortgage, Inc. is a Georgia Residential Mortgage Licensee #19500. Informed Mortgage, Inc. brokers mortgages only in the State of Georgia, and specialized in Georgia home loans and Atlanta home loans. Informed Mortgage is also a member of the Better Business Bureau and President, Christopher M. Bradshaw is a member of the National Association of Mortgage Brokers and the Georgia Association of Mortgage Brokers.

Informed Mortgage, Inc. announces only the availability of the product and does not loan money directly. Informed Mortgage, Inc. will broker this product to a company other than Informed Mortgage, Inc. For more information on how this works, please contact us.

For more information about Informed Mortgage, Inc., visit our website at

For further information, please contact:

Christopher Bradshaw


Informed Mortgage, Inc.

310 Meadow Lark Crossing

Canton, GA 30114



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Christopher Bradshaw
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