Turn $60,000 into 3 Million Dollars - RealEstateInvestmentTv.com Provides Free Retirement Planning At Any Life Stage

The beauty of holding on to real estate until it produces a cash flow is that it turns into an ATM machine. With more than 20+ years of professional experience in the mortgage and real estate investing industries, Sandra Shaud launches the only free web site on the Internet – RealEstateInvestmentTv.com – providing user-friendly, readily applicable information on a variety of real estate situations that every homeowner should read in order to understand the often-misunderstood world of real estate investing. RealEstateInvestmentTv.com is a free educational and enrichment tool teaching consumers and potential investors how to harness the power of real estate as they head towards their Golden Years.

Sherman Oaks, CA (PRWEB) July 11, 2006 –- It’s a sad fact that’s quietly sweeping the nation - current and future retirees are discovering they simply don't have enough income for a comfortable retirement. The resources needed to achieve retirement wealth through real estate are now available for free on http://www.RealEstateInvestmentTv.com - the only web site on the Internet offering unbiased and timely educational tools at no charge that tangibly demonstrate how consumers can harness the power of real estate at any life stage. The good news is it is never too late to start investing for retirement – however The Real Estate Retirement Plan can be substantially more lucrative than The Wall Street Retirement Plan.

“According to a recent Money Magazine article, if future retirees go the Wall Street route, they need to save $60,000 by age 40, then another $12,000 per year until age 62 for a total combined savings of $324,000. The stock/bond market should do the rest to spin the $324,000 into anywhere from $600,000 to $1,200,000 depending on investment choices and market performance,” said Sandy Shaud, Publisher of http://www.RealEstateInvestmentTv.com. Although once the individual retires and they start spending their money at a rate of $50,000 per year, they’ll run out of money between 81 and 98 years of age.”

“However, if the future retiree went the Real Estate route – they could purchase $600,000 worth of investment property using their initial $60,000 as a 10% down payment and take out a loan for $540,000 (depending on their credit score, income, and available loan program),” continues Shaud. “The future retiree could buy one apartment building, or any combination of income producing real estate depending on the prices in their area. Buying real estate with $60,000 has the following advantages over the Wall Street route:

·Based on the historical appreciation rate of 5.5% per year, the $600,000 property should appreciate to $1,948,522 by age 62. Their equity in real estate is now $1,408,522 once the original loan amount is subtracted.
·If the individual has been renting their properties from age 40 to 62, their tenants have paid down the initial mortgage of $540,000 by $276,430. They now add this additional $276,430 of equity to their appreciation return of $1,408,522 - for a total return of $1,684,952 – and they are only 62 years old.
·If the individual chose to sell their properties they would pay about 30% capital gains tax and their total profit would be $1,179,466. However, they only made an initial investment of $60,000 – not the Wall Street route requirement of $324,000.
·Best of all, if the retiree continues to hold this property until the mortgage is paid off by their tenants for eight more years, the properties should have appreciated to $2,990,370 and now there is no mortgage and only an initial investment of $60,000. With no mortgage, and after taxes, insurance, maintenance and vacancy are paid – the retiree should pocket at least 50% of the rents every month. Their real estate turned it into an ATM machine producing cash flow. Unlike the stock market scenario, the retiree will never run out of money because they are not spending their equity – they are living off cash flow. In addition, their properties will continue to appreciate the older they get creating even more wealth over time.”

RealEstateInvestmentTv.com provides for free a monthly newsletter – The Investor’s Edge; up-to-the minute news on the real estate industry with more than five news feeds; monthly housing and foreclosure stats; podcasts with tangible information you can use immediately with real-life examples; portfolio makeovers; special reports on market changes and influences; and more. Best of all, publisher Sandy Shaud shares her own real life investment journey via video.

For more information, visit http://www.RealEstateInvestmentTv.com. Media Contact: To interview Sandy Shaud call Ria Romano at RPR Public Relations, Inc.: 786-290-6413.

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