The Best Way to Buy Variable Annuities

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There is a right way and a wrong way to buy variable annuities. In this article, we will take you through the process to learn how to find the best variable annuity for your needs.

There is now a new way, or we should say a new method, to buy variable annuities. Until now there was really no way to research the various options available, or find the right variable annuity for your needs. Now, there is a new, unique site on the internet that offers an unbiased view of these investment products.

This new site, does not sell variable annuities. Instead, they rate the contract and the living benefits attached to the contracts. In today’s competitive environment people are looking for the best possible variable annuity and living benefits. Until now, there were virtually no places on the internet where people can get completely unbiased variable annuity comparisons. offers people the opportunity to explore and choose the best products for your needs. This easy to use system has taken the comparative approach even further, by instituting a rating system on variable annuity contracts and their living benefits. This rating system is an easy to understand 1 to 5 star method. then provides a detailed explanation as to why the contract or living benefit received the rating as well as give precise details on how the contract and benefits work.

Other variable annuity comparison sites only seem to offer a limited range of products and information. Scott DeMonte, owner of says, “Being able to compare a large number of variable annuities was not possible until now. We wanted people to have the opportunity, no matter what their background is, to understand and choose the best products in the market place.” is different, they take a holistic view of the product universe and provide you with a complete list of the best selling contracts.

Annuity IQ has decided not to sell variable annuity products and wanted to provide consumers and brokers with a one-stop shopping program. “We wanted people to be able to look around to see the different contracts and benefits that are available. Removing the sales aspect of trying to get people to buy has been received extremely well by financial advisors and consumer communities.” DeMonte said. boasts the largest independent and unbiased variable annuity database on the Internet that is readily available to both consumers and brokers. “We want to help people and save them time. Until now, when shopping for a variable annuity you had two choices; you can go and search website to website wasting hours of your time trying to piece together information or you could take someone’s word that you are getting the best product available. That simply was not good enough for us.” DeMonte said.

What Annuity IQ offers is a way that both consumers and financial advisors can have a complete, unbiased third party evaluation of these annuity contracts. DeMonte adds, “Morningstar offers an evaluation of mutual funds, but who is evaluating variable annuities? No one, until we launched our site.” has become a very popular site with both consumers and financial professionals. They boast over 30 pages of free content and over 200 pages in the member’s area. You may visit them at


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Scott Demonte
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