Bronx, NY (PRWEB) October 21, 2006
New Web site filters through the web of credit card offers for consumers.
Consumers should not be surprised to receive unsolicited credit card offers in the mail. In recent times, con artists are getting bolder and more innovative in their schemes to take advantage of trustfulness of some consumers. It can be all too easy to end up the victim of credit card fraud in the near future.
There is never any obligation to act on any credit card offer sent in the mail. Anyone wanting to act on an offer should first answer the following questions:
Is the Credit Card Company Well-Known? – It’s possible that an unfamiliar credit card name may in fact be a part or under a bigger and multi-national credit card company. If this is true, there’s nothing else to worry about. On the other hand, an offer from a newly established credit card company must be dealt with extreme caution. It would be best to consult government agencies such as the Better Business Bureau to find out if there have been any complaints in recent times against the said company.
Is the requested information necessary? – Questions requesting personal information must be read carefully to ensure they are requesting valid and necessary information.
Is the offer Really from the Credit Card Company? – It’s possible correspondence will be only with a credit card company representative. To be safest, correspondence should be with a company not an individual.
What are the Rates and Terms? Some credit card offers emphasize the low-to-zero interest rates of their credit cards but how long will this last? An introductory 0% interest offer, for instance, is exactly how it’s described -- it will only last until the introductory period lasts. Once the introductory period ends, the interest rate will immediately go back to its original rate.
There’s one last question that must be answered: is the credit card on offer truly the type of credit card you want and need?
Just because approval is guaranteed or a low interest rate is promised doesn’t necessarily mean it’s the right credit card. The second step is comparing and contrasting all types of credit cards. Finally there is a perfect place to do that: http://www.applyforeasycreditcard.com
In http://www.applyforeasycreditcard.com, a highly diverse list of credit cards is provided, along with brief but detailed descriptions and application instructions. Important credit card links and resources are also provided to further help consumers find the perfect credit card for their lifestyle.
To find out more, do visit http://www.applyforeasycreditcard.com . Apply for Easy Credit Card is based at The Bronx, New York.