SAN DIEGO, CA (PRWEB) October 19, 2006
Furthering its consumer information efforts, CSA Travel Protection (http://www.csatravelprotection.com) is reminding fall and winter vacationers to adopt a “safety first” approach by purchasing travel insurance before their trip. CSA, a leading provider of travel insurance and assistance services, is highlighting medical coverage and services, among other offerings, through its current “Could’ve, Would’ve, Should’ve” Internet advertising campaign.
The two banner ads, launched earlier this month on TripAdvisor.com, suggest the need for multi-faceted protection as travelers actively begin to book prepaid winter holiday vacations, and non-refundable packaged travel. Should a serious health crisis arise, not only could someone potentially lose their travel investment at popular winter destinations such as Caribbean cruises and ski resorts, but they may also incur massive medical bills. Frequently, to their surprise, people are not covered by their primary health plans when traveling outside of the U.S. or to a region beyond their local coverage area.
The topic of medical coverage is also particularly timely in light of information from the 2006 Travel Insurance Consumer Survey, made public by the United States Travel Insurance Association (USTIA). The survey revealed that "... while a majority of those who don't buy travel insurance are familiar with flight and trip cancellation insurance, the vast majority are unaware of travel health insurance, baggage coverage and medical evacuation insurance. Even among travel insurance buyers, only 50% were aware of medical evacuation insurance."
“Medical-related emergencies are among the leading reasons our policyholders file claims,” said CSA Chairman and CEO Les Maine. “They discover that travel insurance is pure, proven ‘protection’ – whether they’re faced with an ankle sprain or something medically serious, and potentially, financially crippling, such as a steep, five-figure medical evacuation.”
CSA’s core product, the Freestyle Plan, and its upgrade version, Freestyle Luxe, include coverages and benefits for Trip Cancellation (100% of trip cost), Trip Interruption (150% of trip cost) and Trip Delay. These are often triggered in the event of unexpected medical situations, such as a child’s sickness before a trip, personal health emergency during a trip, or a serious injury or illness that requires medical evacuation (also called emergency medical transportation).
CSA’s Freestyle and Freestyle Luxe feature these important medical-related coverages:
- Medical and Dental Expense
- Emergency Assistance/Emergency Medical Transportation
- Air Flight Accident
Each travel protection plan also features 24-Hour Emergency Assistance Services, provided by CSA’s designated service provider, including:
- Nurse Help Line - Consultation with registered nurses providing clinical assessment, education and general health information.
- Medical Referral - Assistance in obtaining names of qualified doctors and referrals. (Translation services are also available to help travelers overcome language barriers in a foreign country.)
- Emergency Prescription Refill Assistance - Help in obtaining a refill or replacement of an existing prescription, if medication has been lost or stolen.
Additionally, Freestyle Luxe offers coverage for pre-existing medical conditions if the plan is purchased at any time, all the way up to final payment. Oftentimes, other travel insurance providers will offer this coverage only via a very limited 14-day window.
About CSA Travel Protection
CSA Travel Protection (http://www.csatravelprotection.com) has provided value-driven travel insurance, travel services and emergency assistance since 1991. The company’s products and services safeguard individuals and groups engaged in domestic and worldwide travel, to provide peace of mind, security and an overall enhanced travel experience. CSA’s reputation for continuous innovation and superior customer service, yields industry-leading travel protection and services sold directly online and through an extensive network of authorized travel professionals and suppliers. CSA (Customized Services Administrators) is headquartered in San Diego, California.
For additional information call 800-348-9505 or visit http://www.csatravelprotection.com.
David Craychee, CTC
Director of Marketing Programs
800-348-9505, Ext. 2045
Marketing Communications Specialist
CSA Travel Protection