Looking For An Apartment Rental In Decatur, GA? You May Qualify For A Zero Down Home Loan.

A real estate investor is offering Decatur Georgia homes with a zero down payment. As part of company philosophy to give back to communities this program is ideal for apartment renters and first time home buyers in Decatur GA.

(PRWEB) October 26, 2006 -- According to Jaime Polanco, real estate investor and President of AmeriVision Mortgage Corporation, is makes good business sense to offer Decatur Georgia homes with zero down payment. The longer the homes remain on the market unoccupied, the more expense is incurred. By offering zero down payment the homes are occupied immediately and families become homeowners instead of renters.

"We are looking to help families become real estate owners by offering these Decatur properties with zero down payment. This is ideal scenario for first time home buyers or those that are currently renting, or looking to rent in Decatur, Georgia," states Jaime Polanco. "Many apartment renters in Decatur don't realize that they can afford a monthly mortgage payment. In most cases they have never investigated their options because they lack a down payment. Usually a down payment is the only obstacle that stands in the way of apartment renters becoming home owners.

"They have the ability to make a monthly mortgage payment, but have never managed to save for the initial down payment. By offering these Decatur properties with a zero down payment we are removing that obstacle."

In addition to Decatur homes, Polanco is currently in the process of purchasing other properties in Atlanta and Jonesboro, Georgia and throughout the US. Generally all of the Georgia real estate that he acquires is run down, but he renovates them so that they are in a move-in condition when the properties are sold.

"By offering our Decatur real estate with a zero down payment, we accomplish two things. Firstly we help families become real estate home owners instead of apartment renters, and secondly we avoid any expenses that we may incur if the property is unoccupied for any length of time," continues Polanco. "If the property remains on the market for three months, we lose money. So we would rather re-sell quickly with a zero down payment. That way everybody wins.

"We are always asked 'what's the catch?' after being told that a zero down payment is required. There isn't one. Our company philosophy it that by helping families become home owners we are giving back to the community where we conduct business."

Polanco adds, "We can even help first time home buyers with bad credit by starting them out with a rent to own program. These programs do not require any loan qualification. The first focus with a rent to own home program is on the ability to make monthly lease payments. As most are making rental payments already this is not much of an issue. The second focus is on the future potential for purchasing the home.

"If there are bad credit issues to overcome, this can be worked on, while living in the new home. Over time, most credit issues can be corrected."

"Unlike other real estate investors that want top dollar for their Decatur properties, we are more concerned with making less money and helping families with a zero down payment to become Georgia real estate owners. That way everybody wins and this is truly our AmeriVision," concludes Polanco.

Jaime Polanco is a real estate investor with a portfolio of properties nationwide. He is also President of AmeriVision Mortgage Corporation, a nationwide mortgage company based in Southern California.

For more information on Decatur Georgia real estate with zero down payment please call 866 398 4664 or go to http://www.goldmedalmortgage.com/Zero_Down_Payment_Homes

###