Short Term Medical Insurance Survey

MedSave.com surveyed short term medical insurance policies and found wide differences in quality,price and availibility.

(PRWEB) October 30, 2006 -- MedSave.com, one of the nation's largest enrollment services for low cost health insurance, conducted a survey of the nation's leading short term medical insurance plans. With the average cost of a traditional individual medical insurance policy now than $550 per month, many people are looking for less expensive insurance alternatives without reducing the level of protection. Short term medical insurance is generally recognized as one of the best values in health insurance because premiums are a fraction of the cost of regular insurance and the coverage is more liberal.

The survey turned up some surprising results, according to MedSave.com founder Tony Novak. While the survey able to easily identify the three highest quality insurance plans, getting a handle on prices proved far more difficult. The price of coverage varies dramatically depending on age, location, sex and the issuing insurance company. The monthly rates of policies surveyed ranged from less than $50 per month from Celtic Insurance (www.celticenrollment.com) to almost $400 per month for several other policies.

Another significant finding of the survey is that the eligibility requirements for policies vary widely from one insurance company to another. For those people dealing with even a minor a medical issue, eligibility for insurance often becomes more important than the price or other policy features. The downside of this type of insurance is that you must re-enroll when the policy expires. A short term medical policy lasts from 1 to 36 months. Apparently many consumers do not mind the extra effort to re-enroll in return for the financial savings.

Results of the survey and other articles about short term medical insurance are available at www.MedSave.com. MedSave.com operates in all 50 states and the District of Columbia and has served over 50,000 users since 1997.

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