Start Fresh Today Instructional, LLC Re-approved by U.S. Trustee as Provider of Bankruptcy Debtor Education Courses

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Start Fresh Today Instructional, LLC (SFTI) has been providing quality, affordable U.S. Trustee approved Debtor Education Courses to consumer bankruptcy petitioners since May 9, 2006. Now, SFTI has completed the required initial six-month probationary period and is fully approved to provide Debtor Education Courses to bankruptcy petitioners in all jurisdictions under review by the U.S. Trustee. The web-based course is available directly to consumers, or bankruptcy attorneys can create accounts for their bankruptcy clients. For more information, or to purchase the Debtor Education Course, visit

Start Fresh Today Instructional, LLC (SFTI) has been re-approved by the U.S. Trustee as a provider of the required pre-discharge Debtor Education Course for bankruptcy petitioners. SFTI has already delivered thousands of approved Debtor Education Courses during the required six month probationary period, and is now fully approved to provide Debtor Education Courses to bankruptcy petitioners in all jurisdictions under the review of the U.S. Trustee.

The 2005 reforms to U.S. Bankruptcy law made it mandatory for every consumer bankruptcy petitioner to complete an approved Credit Counseling Briefing in advance of filing and an approved Debtor Education Course after filing, but before discharge. Failure to complete the Credit Counseling Briefing before filing can mean dismissal of the bankruptcy petition, and a discharge may not be granted if the Debtor Education Course is not completed within the time required.

The SFTI Debtor Education Course is engaging, easy to navigate, and provides printable worksheets and tools for use during the course and in future household budgeting. Animated counselors walk bankruptcy petitioners through the course, which can be completed in one sitting or stopped and started at will. Spouses filing joint bankruptcy petitions pay the same low price as an individual debtor, and certificates are delivered electronically.

Consumers can purchase the Debtor Education Course directly by visiting In addition to the SFTI Debtor Education Course, Start Fresh Today offers other bankruptcy products to consumers, attorneys, and agencies. At Start Fresh Today, bankruptcy attorneys can order due diligence products and exchange information with participating trustees, while consumers can purchase both the SFTI Debtor Education Course and a web-based Credit Counseling Briefing delivered by an approved provider.

Both the SFTI Debtor Education Course and the Credit Counseling Briefing are affordably priced. At $30, Start Fresh Today offers the lowest price available for Credit Counseling Briefings, which average $50 nationally. Bankruptcy petitioners can even purchase the SFTI Debtor Education Course and a Credit Counseling Briefing from an approved provider as a package and save an additional $10.


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