Melbourne, Australia (PRWEB) January 8, 2007
MacLean Finance (http://www.macleanfinance.com) is proud to announce its inclusion as one of a handful of Australia home loan companies offering the new "Cash Flow Plus Loan" (CF+L). This is a radical new loan finance product that allows an investment client to gain the twin benefits of a positive cash flow from their investment, and a negative gearing taxation deduction that assists in the legal reduction of their taxation bill. Simply put this means money in the investors pocket, and a reduced tax rate. This a new concept in loan finance for Australia home loan companies and investors.
In general terms, the program works like this. During the first year, the client pays an interest rate of 3.7%pa, second year 4.95%pa, third year 5.95%pa., forth year 6.95%, and fifth year 7.45%pa.
Historically, Australian investors have often had difficulties expanding their property portfolios, where they have had to top up with cash, low return investments with the negative gearing benefits to be able to maintain their investment portfolio. This special loan structure, which allows capitisation of the balance of interest debt, means the client can keep his spare cash in reserve, and still have the tax deductions normally experienced with investment property negative gearing.
The "Cash Flow Plus Loan" (CF+L) recently released has, in the words of one new investor, "Allowed me to have cash left over, instead of me having to wait 5 years for the rental income to catch up to the loan repayments, and I still get the tax deductions, from the interest bill. I am way ahead with this new loan."
This product now allows a positive cash flow return on residential property, assuming at least a 4% rental return, from day one of the investment, instead of waiting the usual 5 years for rental returns to catch up to the cost of the loan repayments.
In addition to the above, William MacLean is now offering his own, personal 367 day guarantee of satisfaction. If for any reason a client is unhappy with a new loan, MacLean Finance will pay the cost to move the loan to another agency within its panel of lenders. You can read more about these two new innovative products at http://www.macleanfinance.com
About MacLean Finance:
William MacLean has over 27years experience and has assisted hundreds of businesses and individuals. After working as the State Sales Manager for Ray White Financial Services, (Part of Australia's largest Real Estate Agency group), William set up MacLean Finance Pty Ltd. William has helped hundreds of people with their loans, settling over $100 million worth of loans in a 5 year period.
( An http://IPRWire.com Press Release )
Name: William MacLean
Address: 5 Ruby Street
City: Burwood East