The Credit Alternative's Upgraded Credit Toolkit Makes Managing Credit More Easy

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Newest version of Credit Toolkit includes new user friendly features that help users to take better control of their credit.

The Credit Alternative Group, LLC today announced the release of The Complete Credit Management Toolkit© 3.0. Consumers and small business owners will find it so much easier to smartly manage their credit and improve their score using this tool. "A credit score can affect the interest rate a consumer will pay for a mortgage, car loan, credit cards and determine if a small business owner can get approved for a loan. Additionally, a score can impact whether an individual is offered employment, approved for an apartment and how much premium he or she will pay for homeowners and automobile insurance. Therefore, it's crucial your consumer credit reports reflect the highest credit score possible," says Morlino F. Morris, co-creator of the credit toolkit and author of A Prescription For Financial Health.

Version 3.0 includes the new online feature, "Ask the Credit Consultant." This feature saves time getting to the documents and resource information needed to remedy a credit situation. Simply type in a question and the Credit Consultant will direct you to the right tools on the CD to use to better manage your credit, rebuild it and raise your score. The user friendly opening screen allows users to easily view documents and navigate it. Other new features of 3.0 includes Max, the easy to use credit toolkit tutorial guide, automated debt & personal financial tools and more small business tools. Company co-founder & co-creator of the credit toolkit, Lathea V. Morris says, "The business tools included on the CD, makes it very convenient for the average busy small business owner just to click to the document of their choice."

Since the two company co-founders launched the first version of the credit toolkit, getting feedback from customers has been vital to the success of the CD. Their goal is to continually incorporate new features and information that will better assist consumers in improving their credit situation and knowledge about credit.

As a member of the Association of Credit and Collections Professionals (ACA), The Credit Alternative Group has gained the knowledge necessary to help clients navigate many sensitive credit issues. Although the majority of collection agencies are honest and follow the law, some do not which is why a collection agency category is included on the CD.

The credit toolkit continues to be a convenient tool for clearing up errors and problem accounts. New real life credit scenarios have been added, so users can see the communication process that led to the removal of derogatory information off credit reports. "Many people are perplexed when it comes to understanding the world of credit and credit scoring. They don't know their rights nor what steps to take to improve their credit situation. This is the reason why we included the category, Credit Education Tools because the world of credit can often be confusing. These tools help to unclutter the confusion," says Morlino F. Morris.

To celebrate the release of The Complete Credit Management Toolkit© 3.0, the company is offering free shipping. For more information, visit the company's website at

To put your company brand on the CD, general questions about the CD and bulk prices, contact Tiffany Coleman at 800-851-3506.


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Tiffany Coleman
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