Zementis Announces that HNMA Launched Its Correspondent PreQual Solution Using Zementis' Platform

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Zementis announced today that the Hispanic National Mortgage Association (HNMA), a for-profit organization focused on increasing homeownership opportunities within the Hispanic market, is using a highly interactive PreQual solution based on Zementis' innovative ADAPA™ platform for QuickHAUS, its automated mortgage prequalification system.

Zementis announced today that the Hispanic National Mortgage Association (HNMA), a for-profit organization focused on increasing homeownership opportunities within the Hispanic market, is using a highly interactive PreQual solution based on Zementis' innovative ADAPA™ platform for QuickHAUS, its automated mortgage prequalification system.

"Our Correspondent partners demand speed and accuracy in every aspect of the process," said Leonardo Simpser, Managing Director of HNMA. "As we developed our system, we sought the tools that would allow us to provide superior service to our customers and allow them to interactively explore scenarios much more effectively."

"We are delighted to partner with HNMA to address this emerging market," said Dr. Michael Zeller, CEO of Zementis. "ADAPA™ offers state of the art technology to take pre-qualification to a new level. A highly interactive web interface delivers a customer engaging solution while Service Oriented Architecture (SOA) principles speed time-to-market and ensure quick, easy, and non-disruptive deployment in most IT environments."

About The Hispanic National Mortgage Association (HNMA)

HNMA is a private, for-profit company providing a variety of services to the mortgage industry with the mission of increasing homeownership opportunities within the Hispanic community. HNMA currently has three business divisions: HNMA Funding Company, a correspondent investor that is a joint venture with Deutsche Bank, offering innovative loan programs focused on Hispanic and other immigrant communities; ILUMINA Mortgage, a Hispanic-centric, retail lending operation that is a joint venture between Wells Fargo Home Mortgage and HNMA; and HNMA's R&D unit which is focused on the development of tools to measure Hispanic and other nontraditional borrowers' creditworthiness more accurately and more efficiently. For more information, please visit http://www.hnma.com and http://www.hnmafunding.com.

Zementis, Inc. provides state-of-the-art statistical and analytical solutions for the financial industry. Powered by advanced technology, the Company's unique ADAPA™ framework automates complex decision processes. Zementis' solutions offer immediate and objective feedback for credit applications, which increases customer satisfaction, ensures quality with greater volume, and opens new market opportunities. Additional information may be found at http://www.zementis.com.

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WENDY CHEUNG
Zementis Inc.
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